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I hate tipping. I only tip for exceptional service. I am unsure how much goes to the waiter though. Why oh why do we need to follow USA on things. We are Australians and should be proud of it.

I dislike using serve serve checkouts. It has been stated above that goto the checkout person if one does not like using serve serve checkout. But often there is no checkout person there. Or if there is one, there is a long queue because there is only one checkout open. People should also have...

Go to a club, if you have one nearby. They are usually open and their coffee is quite reasonable. Also shopping centres usually have a café.

Thanks Dennis. I appreciate it. I found the blog. I will go through it.

My wife is amazing at remembering prices for various items. She finds that not all things are cheaper at Costco, especially if you buy things on sale at Coles and Woolworths. We find petrol to be significantly cheaper at Costco. So we combine our Costco shopping with purchasing petrol from...

Hi Dennis, I am interested in the blogs that your son has written. I find I can always learn a few things based on other peoples experiences. Should I send you my email address or how do you want to do it?

SDC, It would really be appreciated if you could provide the name of Apps, so we can do something i.e. delete them etc, to minimise the risk to us.

I agree with you about a lot of Americans, not all. I find opinions expressed by Americans about Australia are often ignorant. Obviously we are not perfect, but we are far ahead of a lot of places around the world.

I have found super to be very useful for me as it provides tax free income. My super fund provides indexed super income. You can select if you want it indexed based on inflation or I think a certain percentage each year. I can't recall all the details and things change. I am NOT an expert in...

It is really simple. The amount you need in retirement depends entirely on the things you want to do. Nobody else can tell you what to do. There are some basic day-to-day living costs that all of us have to contend with. That can be somewhat individual as well. Yes, you do have to cater for...

Thanks Ezzy. I does help to hear of other people's experiences. The retailers will sell you anything and tell you anything, so research is critical. Have a great day.

We are considering getting ducted reverse cycle air conditioner for the whole house. I know that costs can be high, but if we zone our house properly, we can hopefully keep the costs down. Most of our day is spent in the family room, kitchen and dining room, so that will be one zone. I am not...

Since we do some of our shopping at Coles, for us it is useful If we were not doing any shopping from Coles, it would not motivate us to shop from Coles. I think our grandkids would enjoy these "toys".

Hi there, did you know your phone number is visible in your reply? Perhaps you may want to change what is displayed.

I believe that because scammers almost never get caught, it is a very lucrative "business" for them. However, I wonder what their moral code is. I guess none. What did their parents teach them?

Whenever we are travelling around Australia, if we see a war memorial, I always walk up to it and just say "Thank You". I know, I know that they can't hear me. But due to their sacrifice, I am living a great life. So it is not only on 11 November but other days as well I acknowledge their sacrifice.

This is an informative article which is useful for some of us who are over 60. I had TURP procedure just over a year ago. I stayed in hospital for two nights. Surgery was easy from my point of view. No external cuts involved. When I went home I was asked to drink plenty of fluids (I can't...

A good article. I would prefer informative articles like this one.

You cannot cure stupid.