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I never click on any link, whether it’s via email, fb or text. I go straight to the official website. I received a letter a few years ago after the AHM cyber attack advising that both mine & my son’s personal details were for sale on the dark web, then another advice from Ticketek for the same reason earlier this year. I’ve had to get new Medicare cards for us, a new credit card & change passwords. Just recently both my work & personal credit cards had unauthorised transactions. There was no issue getting the money back through the bank as they could see I only use PayPal for online transactions. Also in 2020 my workplace had a ransomware attack which caused a complete shutdown of all systems & we reverted to manual systems for 6 months, which affected customers as well as the business. You can have security on everything but these unconscionable scammers always seem to find a way.