Shocking truth: What can Aussie renters on Centrelink really afford?

It's no secret that rising rent prices are making it increasingly hard for Aussies all over the country to find a place to call home.

But a new report from Anglicare Australia has revealed just how slim pickings are for Aussie renters relying on Centrelink payments.



According to the report, out of more than 45,000 properties across Australia, less than one per cent were deemed affordable. Only four properties nationwide were affordable for someone on JobSeeker or the age or disability support pensions, and none for those on Youth Allowance.

Anglicare Australia Executive Director Kasy Chambers said: ‘Each year, we think the market couldn’t get any worse. And each year, we’re shocked to see that it can.’

‘This year’s result is the worst we have ever seen for a person on the minimum wage, with affordability halving over the last year. This is the first time we have ever seen the number of affordable listings for a full-time minimum wage earner crash to below one per cent,’ she added.


rent1.jpg
Only four rentals were affordable for someone on JobSeeker. Credit: Ivan Samkov/Pexels

Ms Chambers explained that if full-time wage earners are finding it hard to find affordable listings, then those on Centrelink payments ‘don’t stand a chance’.

‘Less than 1 per cent of rentals are affordable for a person on the age or disability support pensions. For a person out of work, it’s 0 per cent – and that includes the highest rate of rent assistance,’ she continued.

Out of the four rentals available nationwide for someone on JobSeeker, only one was located in a major city.



Let’s take a look at what it looks like.

Below, you’ll find a one-bedroom rental in Sydney’s Cabramatta is available for $110 per week. In the listing, it is described as a semi-detached home; it has one bedroom, one bathroom, and one car park.


rent2.jpg
This is the only rental available in a capital city. It costs $110 per week. Credit: Real Estate Australia

Here’s the inside of the home:


rent3.jpg
The home has one bedroom, bathroom, and one car park. Credit: Real Estate Australia

Another property was found nearly two hours away from Sydney’s CBD in Shortland. It costs $110 per week to rent.



The rental is a one-bedroom, one-bathroom space and is a single room available in a nine-person share house.


rent4.jpg
This is the exterior of the home. Credit: Real Estate Australia

The rental is only large enough to fit a single bed:


rent5.jpg
This costs $110 per week. Credit: Real Estate Australia

About 6 hours away from the Sydney CBD in Barraba, a third rental was found available for $110 per week.

The details appeared to report the property as a studio apartment. However, this cannot be confirmed since the home has since been removed from the listing.


rent6.jpg
It appears to have a small bedroom and bathroom. Credit: Real Estate Australia

The next $110 rental was a room available in a larger, free-standing home located in Home Hill, Queensland – a 14-hour drive from the Brisbane CBD.


rent7.jpg
The rental is another room available in a share house. Credit: Real Estate Australia

The room appears to be in good shape, however.



Ms Chambers suggested that one of the most effective solutions to this housing crisis is to invest in building more social and affordable rental properties.

She explained: ‘The private market is failing people on low incomes. Even though Australia has built a record number of homes over the last ten years, rents keep soaring. The best way to make rentals more affordable is to build social and affordable homes.’

Ms Chambers added that building general homes and hoping they would become affordable isn’t working.


What is the maximum affordable rent for Aussies on Centrelink_.jpg
Here are some of the figures you can expect. Image credit: The Seniors Discount Club

‘Our social housing shortfall has now ballooned to 640,000 social homes across Australia. Ending this shortfall will help people in the most severe rental stress and free up the cheapest rentals for everybody else,’ she claimed.

‘If we do not tackle this shortfall, we do not stand a chance of ending rental stress in Australia.’
Key Takeaways

  • A new report from Anglicare Australia reveals that out of more than 45,000 rental listings, only four were affordable for someone on JobSeeker and none for someone on Youth Allowance.
  • The situation was described as the worst seen for a person on the minimum wage, with affordability halving over the last year.
  • Anglicare Australia Executive Director Kasy Chambers said the private market is failing low-income earners, and the best solution is to build social and affordable rentals.
  • Australia's social housing shortfall has now reached 640,000 social homes. According to Ms Chambers, tackling this shortfall could help alleviate rental stress across the country.
We are sad to learn of the current state of the rental market, making it extremely hard for those in need of stable and secure housing. We’d like to hear about your experiences when it comes to looking for affordable properties. Feel free to comment below.
 
Sponsored
It's no secret that rising rent prices are making it increasingly hard for Aussies all over the country to find a place to call home.

But a new report from Anglicare Australia has revealed just how slim pickings are for Aussie renters relying on Centrelink payments.



According to the report, out of more than 45,000 properties across Australia, less than one per cent were deemed affordable. Only four properties nationwide were affordable for someone on JobSeeker or the age or disability support pensions, and none for those on Youth Allowance.

Anglicare Australia Executive Director Kasy Chambers said: ‘Each year, we think the market couldn’t get any worse. And each year, we’re shocked to see that it can.’

‘This year’s result is the worst we have ever seen for a person on the minimum wage, with affordability halving over the last year. This is the first time we have ever seen the number of affordable listings for a full-time minimum wage earner crash to below one per cent,’ she added.


View attachment 18548
Only four rentals were affordable for someone on JobSeeker. Credit: Ivan Samkov/Pexels

Ms Chambers explained that if full-time wage earners are finding it hard to find affordable listings, then those on Centrelink payments ‘don’t stand a chance’.

‘Less than 1 per cent of rentals are affordable for a person on the age or disability support pensions. For a person out of work, it’s 0 per cent – and that includes the highest rate of rent assistance,’ she continued.

Out of the four rentals available nationwide for someone on JobSeeker, only one was located in a major city.



Let’s take a look at what it looks like.

Below, you’ll find a one-bedroom rental in Sydney’s Cabramatta is available for $110 per week. In the listing, it is described as a semi-detached home; it has one bedroom, one bathroom, and one car park.


View attachment 18549
This is the only rental available in a capital city. It costs $110 per week. Credit: Real Estate Australia

Here’s the inside of the home:


View attachment 18550
The home has one bedroom, bathroom, and one car park. Credit: Real Estate Australia

Another property was found nearly two hours away from Sydney’s CBD in Shortland. It costs $110 per week to rent.



The rental is a one-bedroom, one-bathroom space and is a single room available in a nine-person share house.


View attachment 18551
This is the exterior of the home. Credit: Real Estate Australia

The rental is only large enough to fit a single bed:


View attachment 18552
This costs $110 per week. Credit: Real Estate Australia

About 6 hours away from the Sydney CBD in Barraba, a third rental was found available for $110 per week.

The details appeared to report the property as a studio apartment. However, this cannot be confirmed since the home has since been removed from the listing.


View attachment 18553
It appears to have a small bedroom and bathroom. Credit: Real Estate Australia

The next $110 rental was a room available in a larger, free-standing home located in Home Hill, Queensland – a 14-hour drive from the Brisbane CBD.


View attachment 18554
The rental is another room available in a share house. Credit: Real Estate Australia

The room appears to be in good shape, however.



Ms Chambers suggested that one of the most effective solutions to this housing crisis is to invest in building more social and affordable rental properties.

She explained: ‘The private market is failing people on low incomes. Even though Australia has built a record number of homes over the last ten years, rents keep soaring. The best way to make rentals more affordable is to build social and affordable homes.’

Ms Chambers added that building general homes and hoping they would become affordable isn’t working.

‘Our social housing shortfall has now ballooned to 640,000 social homes across Australia. Ending this shortfall will help people in the most severe rental stress and free up the cheapest rentals for everybody else,’ she claimed.

‘If we do not tackle this shortfall, we do not stand a chance of ending rental stress in Australia.’
Key Takeaways

  • A new report from Anglicare Australia reveals that out of more than 45,000 rental listings, only four were affordable for someone on JobSeeker and none for someone on Youth Allowance.
  • The situation was described as the worst seen for a person on the minimum wage, with affordability halving over the last year.
  • Anglicare Australia Executive Director Kasy Chambers said the private market is failing low-income earners, and the best solution is to build social and affordable rentals.
  • Australia's social housing shortfall has now reached 640,000 social homes. According to Ms Chambers, tackling this shortfall could help alleviate rental stress across the country.
We are sad to learn of the current state of the rental market, making it extremely hard for those in need of stable and secure housing. We’d like to hear about your experiences when it comes to looking for affordable properties. Feel free to comment below.
Sadly the government sold off housing assistance houses over the years and as the cost of living rises and homes to buy are so expensive those with low income haven’t got a hope of saving a deposit for a home they are struggling to pay rent that is if they can get one. The government need to build housing tracts with basic cheap homes that they own and offer people the chance to buy with low deposit and long term mortgage payments that are affordable. I’m sure a lot of people would jump at the chance to buy their own home. This is the way we started and we have never looked back . People need Security and a place to belong ,
 
That is so sad but these are better than sleeping on the street or in your car.

I read how families are now sharing homes and how people are moving back home with their family.
This is so sad and you're right that would be better than on the street or in a car. I know many people who have had to move home because of the rental system. It is a disgrace that Australian families are struggling so badly, the government doesn't care. What are they doing? knocking down dept of housing houses all over the map.
 
I think it is despicable that Australians are homeless. There are a lot of homeless people in and around the area I live. People are living in tents and cars. You will never find a rental property for a $110 a week in Port Stephen. I don’t know how people are surviving after paying exorbitant rents. More houses for low income households need to be built.
 
This is so sad and you're right that would be better than on the street or in a car. I know many people who have had to move home because of the rental system. It is a disgrace that Australian families are struggling so badly, the government doesn't care. What are they doing? knocking down dept of housing houses all over the map.
It's going to get worst the Government is bringing in 750,000 migrants over the next year with 350,000 expected this July , WHY??

AUSSIES NEED JOBS AND ACCOMMODATION . They need to fix the problems of current Australians before bring in others .
 
I live in a country town where there are many empty houses, but few people prepared to rent out because of the damage done by bad tenants .
We ourselves I must admit being among them, after having an 18 month court case and a massive capital loss on a property years ago and all the stress, plus all the loop holes bad tenants can find to keep this situation ongoing building up more and more losses while the system seems to be stacked in their favour.
However we have bit the bullet again and offered our place to a young couple, at an extremely reasonable rent (they were prepared to pay up to $150/per week more) but we are not greedy, like so many landlords today, and just hope they will take care of our property. Here's hoping.
 
I live in a country town where there are many empty houses, but few people prepared to rent out because of the damage done by bad tenants .
We ourselves I must admit being among them, after having an 18 month court case and a massive capital loss on a property years ago and all the stress, plus all the loop holes bad tenants can find to keep this situation ongoing building up more and more losses while the system seems to be stacked in their favour.
However we have bit the bullet again and offered our place to a young couple, at an extremely reasonable rent (they were prepared to pay up to $150/per week more) but we are not greedy, like so many landlords today, and just hope they will take care of our property. Here's hoping.
We had a house in Rockdale Sydney many years ago which we rented out. The damage was so much we ended up selling the house and turned us of having rental properties.
These people had store things in the roof which caused the ceilings to drop . Every blind was broken and most windows. Walls had holes in them and were filthy. Kitchen cupboards completely damaged.
Rubbish was piled high in the backyard and THE REALESTATE GAVE THEIR BOND BACK
 
We had a single person living in our rental. They got their bond back.when we went around the house stunk. Chooks had been sleeping in the drawers of a built in, dogs and cats also shared the house. Had to rip up carpets and poured bleach and disinfectant on the floor boards every day when we went home, all wallpaper had to be stripped. We sold it.People like this ruin it for the deserving.
 
We had a single person living in our rental. They got their bond back.when we went around the house stunk. Chooks had been sleeping in the drawers of a built in, dogs and cats also shared the house. Had to rip up carpets and poured bleach and disinfectant on the floor boards every day when we went home, all wallpaper had to be stripped. We sold it.People like this ruin it for the deserving.
It is disgusting the disrespect some people have for other people's property.
You see time and time again these people have public housing, wreck it,
and then are just given another, ahead of decent people who have been on the waiting list for years.
These ferals are the ones who should be living on the street, it's where they belong.
Oh dear, I can hear the goody two shoes yelling at me already.
 
It's no secret that rising rent prices are making it increasingly hard for Aussies all over the country to find a place to call home.

But a new report from Anglicare Australia has revealed just how slim pickings are for Aussie renters relying on Centrelink payments.



According to the report, out of more than 45,000 properties across Australia, less than one per cent were deemed affordable. Only four properties nationwide were affordable for someone on JobSeeker or the age or disability support pensions, and none for those on Youth Allowance.

Anglicare Australia Executive Director Kasy Chambers said: ‘Each year, we think the market couldn’t get any worse. And each year, we’re shocked to see that it can.’

‘This year’s result is the worst we have ever seen for a person on the minimum wage, with affordability halving over the last year. This is the first time we have ever seen the number of affordable listings for a full-time minimum wage earner crash to below one per cent,’ she added.


View attachment 18548
Only four rentals were affordable for someone on JobSeeker. Credit: Ivan Samkov/Pexels

Ms Chambers explained that if full-time wage earners are finding it hard to find affordable listings, then those on Centrelink payments ‘don’t stand a chance’.

‘Less than 1 per cent of rentals are affordable for a person on the age or disability support pensions. For a person out of work, it’s 0 per cent – and that includes the highest rate of rent assistance,’ she continued.

Out of the four rentals available nationwide for someone on JobSeeker, only one was located in a major city.



Let’s take a look at what it looks like.

Below, you’ll find a one-bedroom rental in Sydney’s Cabramatta is available for $110 per week. In the listing, it is described as a semi-detached home; it has one bedroom, one bathroom, and one car park.


View attachment 18549
This is the only rental available in a capital city. It costs $110 per week. Credit: Real Estate Australia

Here’s the inside of the home:


View attachment 18550
The home has one bedroom, bathroom, and one car park. Credit: Real Estate Australia

Another property was found nearly two hours away from Sydney’s CBD in Shortland. It costs $110 per week to rent.



The rental is a one-bedroom, one-bathroom space and is a single room available in a nine-person share house.


View attachment 18551
This is the exterior of the home. Credit: Real Estate Australia

The rental is only large enough to fit a single bed:


View attachment 18552
This costs $110 per week. Credit: Real Estate Australia

About 6 hours away from the Sydney CBD in Barraba, a third rental was found available for $110 per week.

The details appeared to report the property as a studio apartment. However, this cannot be confirmed since the home has since been removed from the listing.


View attachment 18553
It appears to have a small bedroom and bathroom. Credit: Real Estate Australia

The next $110 rental was a room available in a larger, free-standing home located in Home Hill, Queensland – a 14-hour drive from the Brisbane CBD.


View attachment 18554
The rental is another room available in a share house. Credit: Real Estate Australia

The room appears to be in good shape, however.



Ms Chambers suggested that one of the most effective solutions to this housing crisis is to invest in building more social and affordable rental properties.

She explained: ‘The private market is failing people on low incomes. Even though Australia has built a record number of homes over the last ten years, rents keep soaring. The best way to make rentals more affordable is to build social and affordable homes.’

Ms Chambers added that building general homes and hoping they would become affordable isn’t working.

‘Our social housing shortfall has now ballooned to 640,000 social homes across Australia. Ending this shortfall will help people in the most severe rental stress and free up the cheapest rentals for everybody else,’ she claimed.

‘If we do not tackle this shortfall, we do not stand a chance of ending rental stress in Australia.’
Key Takeaways

  • A new report from Anglicare Australia reveals that out of more than 45,000 rental listings, only four were affordable for someone on JobSeeker and none for someone on Youth Allowance.
  • The situation was described as the worst seen for a person on the minimum wage, with affordability halving over the last year.
  • Anglicare Australia Executive Director Kasy Chambers said the private market is failing low-income earners, and the best solution is to build social and affordable rentals.
  • Australia's social housing shortfall has now reached 640,000 social homes. According to Ms Chambers, tackling this shortfall could help alleviate rental stress across the country.
We are sad to learn of the current state of the rental market, making it extremely hard for those in need of stable and secure housing. We’d like to hear about your experiences when it comes to looking for affordable properties. Feel free to comment below.
Soaring rents are a result of soaring costs. What do tradies charge per hour? One blocked drain/sink/bathwater/shower outlet can cost $120 an hour labour+the plumber's travelling time+the plumber's tool time if a "mouse" is used to clear roots or Hair+grease+tea-leaves plug from an underground drain, and maybe even an apprentice's "stand and watch " time ($80) So that is a possibly $250 for one hour of work.

Then there are Real Estate Management fees. And those are just two very simple costs borne by the landlord. Rates, water supply, corporate body fees, general maintenance, accidentally broken windows, cleaning, gardening etc "Home handies" may charge as much s $90 per hour. Price gouging from bottom to top of the food chain leaving those left behind to live in the gutter.

We need Public Housing urgently but none of the former isolated Public Housing estates that serve to stratify society into "them bogans" and "us".
 
I live in a country town where there are many empty houses, but few people prepared to rent out because of the damage done by bad tenants .
We ourselves I must admit being among them, after having an 18 month court case and a massive capital loss on a property years ago and all the stress, plus all the loop holes bad tenants can find to keep this situation ongoing building up more and more losses while the system seems to be stacked in their favour.
However we have bit the bullet again and offered our place to a young couple, at an extremely reasonable rent (they were prepared to pay up to $150/per week more) but we are not greedy, like so many landlords today, and just hope they will take care of our property. Here's hoping.
Good luck. It is not surprising that rents are increasing. I would go so far as to say that 30% of tenants, whether low income or middle income or even respectably wealthy will leave their "mark" on rental property and no, insurance companies, it is not fair wear and tear. Let's start with holes punched in plasterboard walls, tea and coffee thrown on ceiling and walls, stolen doors, dog-shit throughout the garden, blocked drains, stolen fitted carpets, stolen firebricks, broken fire-doors on closed wood heaters and diminish to such a minor issue allowing mould to grow in kitchens and bathrooms and bedrooms.
 
I think it is despicable that Australians are homeless. There are a lot of homeless people in and around the area I live. People are living in tents and cars. You will never find a rental property for a $110 a week in Port Stephen. I don’t know how people are surviving after paying exorbitant rents. More houses for low income households need to be built.
Yes, we need more housing built but while this is a necessity it still needs to be of a decent size & standard so people can live in comfort if not the luxury they expect. I remember my first home was a basic 3-bedroom house but it had a decent bathroom & a separate toilet& a laundry downstairs that flooded every time it rained. Mind you this was in Cairns.This was home for a few years & quite adequate for the 3 of us.
 
100sqm house, 3BR, kitchen-dining, living room, toilet and bathroom was perfectly adequate for self and family . Well-insulated.

Blocks of 750-600 sq metres allow comfortable vegie garden and double garage. Decent foundations to allow add-on upstairs. 3m space either side of house to allow later subdivision if useful.

Any problems?

Just ain't a McMansion or other fashion statement.
 
Good luck. It is not surprising that rents are increasing. I would go so far as to say that 30% of tenants, whether low income or middle income or even respectably wealthy will leave their "mark" on rental property and no, insurance companies, it is not fair wear and tear. Let's start with holes punched in plasterboard walls, tea and coffee thrown on ceiling and walls, stolen doors, dog-shit throughout the garden, blocked drains, stolen fitted carpets, stolen firebricks, broken fire-doors on closed wood heaters and diminish to such a minor issue allowing mould to grow in kitchens and bathrooms and bedrooms.
Some people would treat their own homes the same way not all renters leave a mess not when the bond keeps getting larger with every rent increase. If you own a rental then it is worth getting Landlords insurance to take care of your investment even before you insure your own home.
 
I think it is despicable that Australians are homeless. There are a lot of homeless people in and around the area I live. People are living in tents and cars. You will never find a rental property for a $110 a week in Port Stephen. I don’t know how people are surviving after paying exorbitant rents. More houses for low income households need to be built.
Check how much rent international university students are paying in our cities for 1 room in a shared house/unit: $250 a week? As it stands those international students contributed around 1/4 of our universities' income before Covid-2019. As much as perhaps $36 billion AUD, such is the stupidity of Australia's funding mechanism for our universities
 

Join the conversation

News, deals, games, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.

Seniors Discount Club

The SDC searches for the best deals, discounts, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.
  1. New members
  2. Jokes & fun
  3. Photography
  4. Nostalgia / Yesterday's Australia
  5. Food and Lifestyle
  6. Money Saving Hacks
  7. Offtopic / Everything else

Latest Articles

  • We believe that retirement should be a time to relax and enjoy life, not worry about money. That's why we're here to help our members make the most of their retirement years. If you're over 60 and looking for ways to save money, connect with others, and have a laugh, we’d love to have you aboard.
  • Advertise with us

User Menu

Enjoyed Reading our Story?

  • Share this forum to your loved ones.
Change Weather Postcode×
Change Petrol Postcode×