'He was genuinely worried about my safety': Scammer preys on a father's worst fear

The bond between a parent and child is sacred—it is a connection built on years of trust and love.

It's this very bond that scammers are exploiting in a new, heart-wrenching con that's leaving families devastated and bank accounts drained.

One father's tale was a cautionary one after his fear was taken advantage of.


Brisbane local Josie Duncan was well on her way to Canada to visit her 61-year-old father, Jeff Duncan.

In the middle of Josie's travels, Jeff's ordeal began with a phone call that any parent would dread—the voice of their child on the other end, filled with distress and tears.

The caller, who claimed to be Josie, pleaded for immediate financial help.

In a state of panic and the paternal instinct to protect his child, Jeff did not hesitate.


compressed-josie duncan.jpeg
The Duncans were supposed to spend time together on a holiday as Josie travelled from Australia to Canada. Image Credit: GoFundMe/Josie Duncan


He followed the scammer's instructions via text message and sent over $5,000, believing he was helping his daughter out of a dire situation.

The cruel irony was that the real Josie was unreachable mid-flight.

By the time she landed and reassured her father of her safety, the damage had been done.

The money was gone, transferred to an untraceable account, leaving Jeff financially and emotionally shattered.


'What hit me was the look on his face when he finally reached me on FaceTime as I was going through security at the airport,' Josie recounted.

'He was genuinely worried about my safety.'

'Him seeing me safe was such a relief, but I also saw the look of defeat as he realised he had been scammed,' she added.

This scam—called the 'family emergency' or 'grandparent' scams—prey on older people by impersonating a family member in urgent need.

The vicious trick uses artificial intelligence to mimic voices, making the scam more convincing.

The scammers are meticulous as they gather personal information to make their plea as believable as possible.


The aftermath of such scams is often devastating.

For Jeff, a widower who works tirelessly to make ends meet, the loss was more than a financial one.

It was a betrayal of trust and a blow to his spirit.

Josie, who witnessed her father's distress, reported the scam to the Ontario Provincial Police and the Royal Bank of Canada.

She also started a GoFundMe campaign to re-earn some of her father's losses and to raise awareness about the scam.

The Royal Bank of Canada reminded its clients always to ensure they are dealing with a trusted source when transferring funds.

Scams are becoming increasingly sophisticated as of late, and financial institutions and law enforcement are working to prevent and investigate such fraud.


The Duncans case is a reminder to stay vigilant at all costs.

If someone calls claiming to be a family member in distress, hang up and call that family member directly on a known number or reach out to another relative to confirm the story.

The Australian government's Scam Watch is an excellent resource for staying informed about the latest fraudulent schemes.

If you suspect a scam has targeted you, report it immediately to Scam Watch or your local police.

The SDC Forum also has an updated Scam Watch section.
Key Takeaways

  • Father and baker Jeff Duncan was scammed out of his life's savings by a caller impersonating his daughter in distress.
  • The scammer used a voice that sounded remarkably similar to that of his daughter, Josie, and convinced him to transfer over $5000.
  • The victim's daughter reported the situation to the Ontario Police and set up a GoFundMe page to recover some of her father's losses.
  • The Royal Bank of Canada has been working with local authorities to prevent similar scams from happening.
Have you or anyone you know fell victim to these impersonation scams? Share your experiences and tips on avoiding scams in the comments below.
 
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I got a message through WhatsApp and my son was in Vietnam. The scammer said they dropped the phone in the toilet and this was the new number. I checked my son's WhatsApp and his was still active. I screenshot the message and sent it to him. It was obvious it wasn't him as a different country code. Check the country code, it's usually a giveaway.
 
Treat all requests for money as a SCAM.
I would be very surprised if my kids ever asked me for money.
Years ago, with two teenage sons and four stepdaughters, somebody was always wanting money for something or other.Thought I was the bank.
One day I was thinking how my parents raised me and my brother. They were comfortably off but no handouts there. We were told to learn to live within our means. Obviously, they would have helped in an emergency
I got on the phone to my lot, told them I had a sad story to tell them
"The gravy train just stopped and you all got off"
Worked a treat.
 
We got a message that said “ mum I dropped my phone in the toilet, I’m using my friends phone“ and they ask for some amount., l can’t remember what it was now. So I texted all the kids and said “ which one of you idiots dropped your phone in the toilet and need money for a new one, or is this a scam?” They all answered. “ IT’S A SCAM” besides we have all our children's and grandchildren bank account details, so we can deposit birthday money into, so the money wouldn’t have gone to a strange account. Nevertheless always check. And as there wasn’t a name to the text, I thought it was also very odd.
My answer to that would be "sounds like your in the shit"
 
I got one of these calls once and cracked up laughing at the so called distressed individual on the other end of the line. When asked why I thought their position was so funny I had a brilliant response ready. Told the person that I was a Nun in a convent, had been since I was 16 therefore had never had sex let alone children. They hung up real quick. Never had another call since.
 
Hi, it's cslled AI.

Once the scammers hear your childs voice, they can copy it. Jeff.
No way could anybody hear my child's voice. They don't live here, don't answer my phone and as I have said, I didn't get a phone call, it was a TEXT message. Can't anybody read properly. You only go in one direction (backwards)🤔
 
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