'Get a job': Centrelink beneficiary garners mixed reactions from fellow Aussies

In a society where the cost of living is constantly on the rise, financial security could be a distant dream for many.

However, the story of a single mum sparked a heated debate across the nation.


Susie, a 22-year-old mum, managed to save $20,000 for a car deposit while relying on Centrelink payments—a feat that has left many Australians both outraged and inspired.

It took her two years of frugal living while making the most of government subsidies to save a massive amount.

Her weekly Centrelink income is about $850, including benefits from social housing and the Family Tax Benefit.


compressed-Susie.jpeg
Susie managed to save up while being in university. Image Credit: TikTok/Susie


However, her disciplined lifestyle made a difference and contributed heavily to her savings.

Susie gave up vices like smoking and drinking, forgoing professional beauty treatments, and cutting out non-essential expenses like takeaway coffee and dining out.

'These are just a few of the small sacrifices that I have made personally that have helped me reach my savings goal,' Susie shared in a video.

While Susie saved up the said amount, she continues doing so to fund her studies and a house in the future.


Susie's story became a testament to the power of budgeting and prioritising long-term goals.

However, her story also highlighted the struggles of many Australians unable to save as much as she did.

Several frustrated citizens aired their concerns, which showed the challenges of saving in today's economic climate.

'I don't know how people do it. I'm on $75,000 plus super, and I feel like a serf. I exist, occasionally eat and sleep,' one lamented.

'I can't save $20k, and I work a full-time job, struggle to pay bills and don't rely on handouts,' another shared.


The debate also touched on the purpose of Centrelink benefits.

'My wages are going to your savings. Get a job,' one wrote in disappointment.

'What do you mean "save up" while on Centrelink? I thought it was to cover essential costs, not to save up?' another asked.

However, others defended Susie and praised her goal-oriented mindset.

'This is the type of person I want Centrelink to go to—goal driven and financially intelligent,' one comment read.

'People don't understand that saving anything while on Centrelink is incredibly hard; you have to be super disciplined for a long time. Well done,' another commented.


Centrelink payments for pensioners, job seekers, and students were increased in March this year and aimed to provide relief from cost-of-living pressures.

For single parents like Susie, fortnightly payments rose by $17.50, while couples saw an increase of $12.30.

Aged, disability support and carer payments also saw a boost, with singles now receiving a maximum fortnightly rate of $1140.40 and couples up to $1,725.20.

Watch Susie's story here:

Source: @_arcane_02/TikTok

Susie's story raised important questions about the social safety net in Australia and its role in helping Aussies achieve financial independence.

It also served as a reminder that, regardless of income source, financial literacy and discipline are key to building savings.
Key Takeaways

  • Susie, a 22-year-old single mum, saved $20,000 for a car deposit while on Centrelink payments by living frugally and cutting out non-essential expenses.
  • Susie receives roughly $850 weekly from Centrelink on the Family Tax Benefit and rents through social housing.
  • Some Aussies expressed their outrage and jealousy over Susie's savings. However, others commended her discipline and saw her as a prime example of a responsible welfare recipient.
  • Centrelink payments, including those for single parents, job seekers, and students, increased earlier this year to help alleviate cost-of-living pressures.
What do you think of Susie's story? Are the current Centrelink payments enough to support those in need? Share your thoughts and opinions with us in the comments section below.
 

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I think it’s great she’s been able to save the money but I wonder how Centrelink hasn’t managed to pick up on her savings. They usually don’t let people get ahead. I know with our aged pension they want to know what’s in the bank and even what’s in my purse and if it is more than allowed then the pension is adjusted
Everyone on Centrelink benefits is entitled to a certain amount of savings.
 
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Reactions: Littleboy8
I think it’s great she’s been able to save the money but I wonder how Centrelink hasn’t managed to pick up on her savings. They usually don’t let people get ahead. I know with our aged pension they want to know what’s in the bank and even what’s in my purse and if it is more than allowed then the pension is adjusted
A single person, home-owner can have $314,000 and a non home owner $566,000 in assets (cash, car, furniture, etc) before losing anything at all from their pension.
I'm sure Centrelink would not be the least bit interested in her car deposit.
 
I've been trying to get the aged pension since April last year. Every time I send it in, they want more paperwork which I can't work out how to send on to them. Thought I'd just go in with everything and do it right there but was told I have to do it on line, print it out, make an appointment and they'll see what they can do. I've been working since I was 14, always paid my taxes and still I can't get what I thought was automatic once you reached retirement age if you could no longer work. I haven't been able to work for the last 6 years due to a debilitating back injury so have had to rely on what my late husband left me and my super. They have both almost run out now and if I lose my house, I will be so ticked off.
 
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Reactions: deni67
I've been trying to get the aged pension since April last year. Every time I send it in, they want more paperwork which I can't work out how to send on to them. Thought I'd just go in with everything and do it right there but was told I have to do it on line, print it out, make an appointment and they'll see what they can do. I've been working since I was 14, always paid my taxes and still I can't get what I thought was automatic once you reached retirement age if you could no longer work. I haven't been able to work for the last 6 years due to a debilitating back injury so have had to rely on what my late husband left me and my super. They have both almost run out now and if I lose my house, I will be so ticked off.
Demand to see the Ombudsman at the centre they should be able to help you.
 
What I think is that this is a young Mother who is doing the best she can, budgeting where many others do not and still receive these benefits. I personally have no problem with the way she is getting to her goal. Good on her. Many other Pension recipients I know have rorted the system blatantly and got away with it.
 
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Reactions: Littleboy8
I've been trying to get the aged pension since April last year. Every time I send it in, they want more paperwork which I can't work out how to send on to them. Thought I'd just go in with everything and do it right there but was told I have to do it on line, print it out, make an appointment and they'll see what they can do. I've been working since I was 14, always paid my taxes and still I can't get what I thought was automatic once you reached retirement age if you could no longer work. I haven't been able to work for the last 6 years due to a debilitating back injury so have had to rely on what my late husband left me and my super. They have both almost run out now and if I lose my house, I will be so ticked off.
Ring your local member straight away and get them to sort it out for you.
I was messed around by the NDIS for over six months, just because we had moved.One call to my local member and everything was sorted in one day.
Good luck. hope you have a good local member, that's what they're there for.
 

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