'Get a job': Centrelink beneficiary garners mixed reactions from fellow Aussies

In a society where the cost of living is constantly on the rise, financial security could be a distant dream for many.

However, the story of a single mum sparked a heated debate across the nation.


Susie, a 22-year-old mum, managed to save $20,000 for a car deposit while relying on Centrelink payments—a feat that has left many Australians both outraged and inspired.

It took her two years of frugal living while making the most of government subsidies to save a massive amount.

Her weekly Centrelink income is about $850, including benefits from social housing and the Family Tax Benefit.


compressed-Susie.jpeg
Susie managed to save up while being in university. Image Credit: TikTok/Susie


However, her disciplined lifestyle made a difference and contributed heavily to her savings.

Susie gave up vices like smoking and drinking, forgoing professional beauty treatments, and cutting out non-essential expenses like takeaway coffee and dining out.

'These are just a few of the small sacrifices that I have made personally that have helped me reach my savings goal,' Susie shared in a video.

While Susie saved up the said amount, she continues doing so to fund her studies and a house in the future.


Susie's story became a testament to the power of budgeting and prioritising long-term goals.

However, her story also highlighted the struggles of many Australians unable to save as much as she did.

Several frustrated citizens aired their concerns, which showed the challenges of saving in today's economic climate.

'I don't know how people do it. I'm on $75,000 plus super, and I feel like a serf. I exist, occasionally eat and sleep,' one lamented.

'I can't save $20k, and I work a full-time job, struggle to pay bills and don't rely on handouts,' another shared.


The debate also touched on the purpose of Centrelink benefits.

'My wages are going to your savings. Get a job,' one wrote in disappointment.

'What do you mean "save up" while on Centrelink? I thought it was to cover essential costs, not to save up?' another asked.

However, others defended Susie and praised her goal-oriented mindset.

'This is the type of person I want Centrelink to go to—goal driven and financially intelligent,' one comment read.

'People don't understand that saving anything while on Centrelink is incredibly hard; you have to be super disciplined for a long time. Well done,' another commented.


Centrelink payments for pensioners, job seekers, and students were increased in March this year and aimed to provide relief from cost-of-living pressures.

For single parents like Susie, fortnightly payments rose by $17.50, while couples saw an increase of $12.30.

Aged, disability support and carer payments also saw a boost, with singles now receiving a maximum fortnightly rate of $1140.40 and couples up to $1,725.20.

Watch Susie's story here:

Source: @_arcane_02/TikTok

Susie's story raised important questions about the social safety net in Australia and its role in helping Aussies achieve financial independence.

It also served as a reminder that, regardless of income source, financial literacy and discipline are key to building savings.
Key Takeaways

  • Susie, a 22-year-old single mum, saved $20,000 for a car deposit while on Centrelink payments by living frugally and cutting out non-essential expenses.
  • Susie receives roughly $850 weekly from Centrelink on the Family Tax Benefit and rents through social housing.
  • Some Aussies expressed their outrage and jealousy over Susie's savings. However, others commended her discipline and saw her as a prime example of a responsible welfare recipient.
  • Centrelink payments, including those for single parents, job seekers, and students, increased earlier this year to help alleviate cost-of-living pressures.
What do you think of Susie's story? Are the current Centrelink payments enough to support those in need? Share your thoughts and opinions with us in the comments section below.
 

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I have a very strict budget and I am saving for a new car. I put away money for yearly bills and savings each fortnight. All is set out on a spreadsheet and calculated to the last cent. Before computers I used an accounting book. It isn't hard when all monies are calculated.
Totally agree. I am lucky I don't have to pay rent as I own my home, but I run a strict budget,which includes firstly banking at least $300/fortnight, put $400/ft aside for bills and live off the rest.
I also receive the Carers Allowance and try to bank this also though not always possible.
Keeping a record of where your money goes is a good way of seeing where you can make savings.
I have a friend who pays $6/day for a coffee down the street, $84/fortnight and then complains she can't save anything.
That alone is $2,184/year🤷‍♀️.
I guess it just depends where your priorities lie.
While I'm sitting on the balcony of my little bungalow in Bali, drinking my coffee on my yearly break, that whole trip costs me less than what she spends on a daily coffee.
 
I TOO
gave up brought coffees from the cafes
Now
Only buy at the petrol station $2 regular
Every 6th one is free At Coles petrol station
Now and again
The petrol stations have a promotion Or
Happy hour
like any size coffee for $2
another one was a free coffee with your petrol
have to look out
for these promotions
I use my supermarket rewards card Where i can

At the end of the year
With using these rewards
I have extra savings money to spend on gifts and food and petrol
I also check out the supermarket catalogue's every week
buy what is on special
I make up a meal plan
for the week

I try and shop at department stores
Office works
Big W
kmart
Bunnings
I also shop at that other supermarket first
Check out your docket they charge a surcharge
Dont get sucked in with there special buys

Always ask yourself do i really need it
It would be cheaper to make your coffee at home.
 
Not sure how to react to this one.

Her rent must be extremely low for her to save so much.

Good on her for being so frugal and saving, but is her child getting everything they need to be healthy and happy?

Not enough information for a definitive opinion either way.
 
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Leave the woman alone. She has scraped and saved and gone without and I really admire her frugality. She is allowed to have this money by Centrelink anyway, and I’m sure they won’t be investigating it. Other people spend on trivialities like tattoos, smokes, gambling, etc. That’s up to them. But they can’t then turn around and complain they haven’t got the money.
 
'What do you mean "save up" while on Centrelink? I thought it was to cover essential costs, not to save up?' another asked.

What a stupid comment! Nobody can dictate what one uses Centrelink benefits for, not even Centrelink. If I want to shoot it up my arm - my choice. If I want to get another dozen tattoos - my choice. If I want to save up for a new car - MY CHOICE!

FMD!
 
Nobody has raised the question of "WHERE IS SHE LIVING?"
Yes, social housing takes 25%, living with parents can be 10% to 0%, if that is that case her parents can say they'll cover her "board and lodging" and possibly her kid/s, THEN she'll be able to save that amount of money.
 

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