'Get a job': Centrelink beneficiary garners mixed reactions from fellow Aussies

In a society where the cost of living is constantly on the rise, financial security could be a distant dream for many.

However, the story of a single mum sparked a heated debate across the nation.


Susie, a 22-year-old mum, managed to save $20,000 for a car deposit while relying on Centrelink payments—a feat that has left many Australians both outraged and inspired.

It took her two years of frugal living while making the most of government subsidies to save a massive amount.

Her weekly Centrelink income is about $850, including benefits from social housing and the Family Tax Benefit.


compressed-Susie.jpeg
Susie managed to save up while being in university. Image Credit: TikTok/Susie


However, her disciplined lifestyle made a difference and contributed heavily to her savings.

Susie gave up vices like smoking and drinking, forgoing professional beauty treatments, and cutting out non-essential expenses like takeaway coffee and dining out.

'These are just a few of the small sacrifices that I have made personally that have helped me reach my savings goal,' Susie shared in a video.

While Susie saved up the said amount, she continues doing so to fund her studies and a house in the future.


Susie's story became a testament to the power of budgeting and prioritising long-term goals.

However, her story also highlighted the struggles of many Australians unable to save as much as she did.

Several frustrated citizens aired their concerns, which showed the challenges of saving in today's economic climate.

'I don't know how people do it. I'm on $75,000 plus super, and I feel like a serf. I exist, occasionally eat and sleep,' one lamented.

'I can't save $20k, and I work a full-time job, struggle to pay bills and don't rely on handouts,' another shared.


The debate also touched on the purpose of Centrelink benefits.

'My wages are going to your savings. Get a job,' one wrote in disappointment.

'What do you mean "save up" while on Centrelink? I thought it was to cover essential costs, not to save up?' another asked.

However, others defended Susie and praised her goal-oriented mindset.

'This is the type of person I want Centrelink to go to—goal driven and financially intelligent,' one comment read.

'People don't understand that saving anything while on Centrelink is incredibly hard; you have to be super disciplined for a long time. Well done,' another commented.


Centrelink payments for pensioners, job seekers, and students were increased in March this year and aimed to provide relief from cost-of-living pressures.

For single parents like Susie, fortnightly payments rose by $17.50, while couples saw an increase of $12.30.

Aged, disability support and carer payments also saw a boost, with singles now receiving a maximum fortnightly rate of $1140.40 and couples up to $1,725.20.

Watch Susie's story here:

Source: @_arcane_02/TikTok

Susie's story raised important questions about the social safety net in Australia and its role in helping Aussies achieve financial independence.

It also served as a reminder that, regardless of income source, financial literacy and discipline are key to building savings.
Key Takeaways

  • Susie, a 22-year-old single mum, saved $20,000 for a car deposit while on Centrelink payments by living frugally and cutting out non-essential expenses.
  • Susie receives roughly $850 weekly from Centrelink on the Family Tax Benefit and rents through social housing.
  • Some Aussies expressed their outrage and jealousy over Susie's savings. However, others commended her discipline and saw her as a prime example of a responsible welfare recipient.
  • Centrelink payments, including those for single parents, job seekers, and students, increased earlier this year to help alleviate cost-of-living pressures.
What do you think of Susie's story? Are the current Centrelink payments enough to support those in need? Share your thoughts and opinions with us in the comments section below.
 

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If she can save that much as a single parent by being frugal what is her child/ren missing out on. Is the child/ren one of those that has to be sponsor for school essentials or get other hand outs because she needs to save. Something not right here.
 
Well done Suzie, that must have been incredibly tough to do but to those criticizing her, remember she doubtless would also receive Child Support from her child's father adding to her weekly income. It shows what sheer gut determination and frugality can achieve.
 
Lives off roughly $850.00 per week and saves roughly $200.00 per week, must be living like a Nun or getting some unclaimed help from somewhere.
 
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Reactions: Nantes
Susie didn't mention her living arrangements. Given rental costs, I can't imagine being able to save much at all out of her Centerlink payment. Almost impossible to save that amount in two years particularly with her car breakdown expenses and utilities. Living at home with parents? Possible!!
She is in Social Housing which is 25% of her income.
 
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Reactions: Nantes and Ezzy
I have a very strict budget and I am saving for a new car. I put away money for yearly bills and savings each fortnight. All is set out on a spreadsheet and calculated to the last cent. Before computers I used an accounting book. It isn't hard when all monies are calculated.
 
So this lady received taxpayers money , I am an elderly person who actually had my benefit cut by $5. So much inequality.
Surprised that she could have so much cash and Centrelink didn’t pick it up!
Not knocking the frugal living to reach her goal but don’t think tax payers should pay for it.
 
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Reactions: Caron
Good for her. However, I'd like to note that Suzie is earning more per week from centrelink that most people in low income jobs, including myself. I purposely work just so I don't have to rely on centrelink help.
 
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Reactions: Jill57
Sad someone on $75kpa can't save, yet someone on $44kpa can
There are other factors, the worker may be paying a mortgage, have children in daycare, pay weekly travel expenses like fuel or transport to work, the CL recipient may be in housing with cheap rent or get rent assistance, no work to travel to and no daycare to pay for.
 
If she can save that much as a single parent by being frugal what is her child/ren missing out on. Is the child/ren one of those that has to be sponsor for school essentials or get other hand outs because she needs to save. Something not right here.
Wow, many spend more than $10kpa on recreation/holidays etc, at least her children will grow up knowing the value of money.
 
I think it’s great she’s been able to save the money but I wonder how Centrelink hasn’t managed to pick up on her savings. They usually don’t let people get ahead. I know with our aged pension they want to know what’s in the bank and even what’s in my purse and if it is more than allowed then the pension is adjusted
 
I TOO
gave up brought coffees from the cafes
Now
Only buy at the petrol station $2 regular
Every 6th one is free At Coles petrol station
Now and again
The petrol stations have a promotion Or
Happy hour
like any size coffee for $2
another one was a free coffee with your petrol
have to look out
for these promotions
I use my supermarket rewards card Where i can

At the end of the year
With using these rewards
I have extra savings money to spend on gifts and food and petrol
I also check out the supermarket catalogue's every week
buy what is on special
I make up a meal plan
for the week

I try and shop at department stores
Office works
Big W
kmart
Bunnings
I also shop at that other supermarket first
Check out your docket they charge a surcharge
Dont get sucked in with there special buys

Always ask yourself do i really need it
 
Wow, many spend more than $10kpa on recreation/holidays etc, at least her children will grow up knowing the value of money.
Maybe not. I had a mum who never met a penny she didn’t like. Missed out on many things I should have had.
 
For a 22yr old, she is a busy girl. Being a parent, studying, plus meal planning once/week. She would hit that pillow every night and sleep fast. I would think she would be getting some help from relatives or friends to collect her child/children from school, as day care is expensive.
 
Last edited:
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