SDC Rewards Member
Upgrade yours now
A
Could you be eligible for up to $53k per year? 275k In-Home Care Packages Available
Entering our golden years should be a relaxing and exciting time. Unfortunately, for many, it comes with additional stresses such as organising living and care arrangements.
Would you prefer to ‘age in place’, rather than relocate to an aged care home? Are you worried about how you’ll continue to live at home alone? Or perhaps you and your partner both require care. Home care could be the perfect alternative for you!
Thousands of grants for in-home aged care services will soon be made available through the Commonwealth Government Home Care Package to help Australian seniors with the cost of in-home care.
CEO of home care provider Five Good Friends, Simon Lockyer, stated ‘People can receive funding from the government ranging from $9000 to $53,000 a year.’
‘These packages help eligible older Australians live safely and independently in their own homes.’
Current plans estimate the changes will come into effect before June 2023. That’s not as far away as it sounds! Plus, you can apply as early as today.
275,000 packages will be available by June 2023, an increase of 40,000 courtesy of the 2018 royal commission.
To qualify, you must be 65 or older (or 50 years and older for Aboriginal and Torres Strait Islanders.
Please note, if you’re under 65 but struggling with disability, dementia or other care needs not met through other specialist services, you can still apply.
Your level of care is then determined through a My Aged Care assessment.
How do I apply?
Applications are made through the My Aged Care government portal.
According to the My Aged Care website, ‘Before you can access government-subsidised aged care services for the first time, you need to apply for an assessment. Using the online application is quick and easy and will only take 15 to 20 minutes to complete.’
You’ll need your Medicare card to complete this step.
After you submit your form, an assessor will contact you within 2-6 weeks to arrange a face-to-face assessment.
You can track your application by logging in to your My Aged Care Online Account or calling 1800 200 422.
Could an in-home care plan be the right choice for you? Image Credit: Pexels
According to Simon Lockyer, ‘As everyone’s care needs differ, there are four levels of home care packages and cover off basic support needs through to those with high-care needs.’
So what are the levels of care?
Level one (basic): up to $9179.75 per year
For basic services such as gardening, washing and domestic support.
Level two (low): up to $16,147.60 per year
Level one plus transport and shopping.
Level three (intermediate): up to $35,138.55 per year
Nurse visits, support with medication and home modifications (ramps, rails, etc).
Level four (high): up to $53,268.10 a year
Daily medical visits, assistance with social support, cooking, nursing support, cleaning and more.
Your level of support will be decided during the assessment process.
Are there any fees involved?
Those on the full Age Pension and those with an income up to $29,234.40 will not be expected to pay a fee.
However, those exceeding this income will be assessed by Centrelink and could be made to pay anywhere between $11.71 and $33.59 per day.
For now, don’t concern yourself with the fees. This is something that will be discussed during the assessment process and ultimately, the grant is there to help. Your income and current financial status will all be taken into consideration.
We covered reports of aged care abuse in neglect back in June if you’d like to read more. There is some great information there regarding the benefits of in-home care, as well as some insightful comments from members.
Ageing should never be stressful. If you need support, please don’t hesitate to read out to My Aged Care on 1800 200 422. They also now offer face-to-face aged care support at dedicated Services Australia service centres.
You can book an appointment to speak to an Aged Care Specialist Officer (ACSO) in person by calling 1800 227 475 on weekdays from 8am to 5pm.
The face-to-face support will roll out to 80 locations by December 2022. This includes 10 ACSOs to provide face-to-face support to older Australians in rural and regional areas.
You can visit the Services Australia website for more information on the latest ACSO locations.
Members, we recommend you get your applications in as soon as possible as we all know government applications can take a while.
You can read more here.
What do you think? Are you on a Home Package Care Plan already or considering it? We think it’s about time in-home care plans were improved.