‘I felt she was picking on me’: Why one shopper’s routine purchase turned into a nightmare

Loyalty programs are often seen as a simple way to earn a few extra dollars off your weekly shop—but the rules behind these schemes can be more complex than they seem.

A recent encounter at a supermarket checkout has exposed a surprising policy that could easily trip up even the most well-intentioned shoppers.

What started as a routine scan of a rewards card quickly spiralled into something far more serious.


A heated moment at a Perth Woolworths checkout shed light on a rule that many shoppers may be unknowingly breaking.

Caterina Tan, who was visiting her boyfriend in Australia, recalled being left ‘still upset’ by the confrontation that unfolded at the Murray Street store.

The incident took place in June, but she only recently felt ready to speak about what happened.


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Woolworths checkout clash highlights unexpected Rewards rule. Source: Yahoo! News


She shared that she had been struggling to scan her partner’s Everyday Rewards card and asked a staff member for help.

Instead of assistance, she was met with a sharp accusation.

‘When I said it was my boyfriend's card she went on a big rant about how I'm not allowed to use his card... She said that I was committing fraud by using another person's card and I’m supposed to use my own Rewards card,’ Caterina said.

‘She wanted to report me to the police.’

According to Caterina, the card had been shared with her by her boyfriend via screenshot, and she had his full permission to use it.

‘I was confused and called my boyfriend but he said it's ok,’ she explained, adding that he had previously used family members’ cards without issue.


Eventually, after an uncomfortable exchange, the staff member helped her apply the Rewards card and Caterina completed her purchase before leaving the store.

‘I felt she was picking on me,’ she said.

Woolworths later confirmed that customers are not permitted to use another person’s Everyday Rewards card—even with consent.

‘Everyday Reward cards should only be scanned by the individual member making the transaction,’ a spokesperson said.


While many Australians may assume sharing a card with a loved one is harmless, the supermarket’s terms and conditions state that each card should be registered to a single person.

Shoppers who wish to transfer points to others must do so using the scheme’s official gifting system.

The rule plays a significant role in Woolworths’ broader data strategy.

Everyday Rewards is a major data-gathering tool, used to track spending habits and tailor advertising to individuals.

The data collected at the checkout is connected to each shopper’s profile and contributes to targeted marketing campaigns.

So while scanning someone else’s card may seem like a minor shortcut, Woolworths makes it clear—it’s not allowed.


In a previous story, we dug deeper into how Woolworths' Rewards program is shaping the way the supermarket tracks its customers' spending habits.

If you’re curious about the data collection behind these policies, we explore it in more detail.

Be sure to check it out for more insights on how your shopping habits might be monitored.

Key Takeaways
  • A tourist in Perth was accused of fraud for using her boyfriend's Everyday Rewards card at Woolworths.
  • Woolworths staff initially refused to help, claiming only the card owner could use it—even with permission.
  • The supermarket confirmed customers must use their own cards, as outlined in the program’s terms and conditions.
  • Rewards cards are linked to individual shopper data, making unauthorised use a breach of Woolworths' data tracking policy.

With such a strict policy in place, do you think Woolworths should allow people to share their Rewards cards with family and friends? Drop your thoughts in the comments below!
 

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Okay what happens, if you, the card holder can't get to the shops but want to buy a few groceries and your family member can pick them up for you? You can't get the points by having someone scan your card on your behalf? What a crock of S***. This will turn people away from going to Woolies. Especially being charged with committing a crime for a lousy couple of points.
 
I just thought of a day I was at Woolies when a lady in front of me was getting her groceries scanned and the checkout girl asked if she had a Rewards Card. She said No and then asked if I had a card. I said yes. She asked the checkout girl if I could use my card to get the points off of her shop. The checkout girl said yes so I got double points on that day. Did I commit Fraud??????
 
Too much RED TAPE for just a bloody store card.
If that was me, I would never shop there again….
Hang on….. I very rarely shop there anyway & don’t have a shop card anyway. I lost my trust in Woolworths when they supported The Voice….& stopped supporting Australia Day.
They should stick to selling groceries & not stick their noses into Political issues.
 
My husband often uses my Woolworths card, especially if he’s used his discount & I haven’t. He’s well known in the store & does get special treatment, probably due to having only one eye, whereas I rarely venture into an actual store. I always give him the actual card, so it’s no surprise that questions were asked over a screenshot. Really not worth getting into a state about it.
 
I just thought of a day I was at Woolies when a lady in front of me was getting her groceries scanned and the checkout girl asked if she had a Rewards Card. She said No and then asked if I had a card. I said yes. She asked the checkout girl if I could use my card to get the points off of her shop. The checkout girl said yes so I got double points on that day. Did I commit Fraud??????
Yes, but here's a slap on your wrist.
I bet if the card had been in a woman's name there would have been no problem at all. Also remember, the card is used to profile us and our shopping. 'Checked out'? Yep!
 
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So as seniors who may have difficulty getting to the shops at times, we can now not have our aged care worker do our shopping & use our cards at the checkout? It's our goods, our cost so why nor our store benefit cards?

During Covid I had a friend who was not able to do her own shopping due to nursing home restrictions with her mother's day care, & I did her shopping using her credit card & WW benefits card. So they could tell me that since it was not my card I could not use it? But it was the card for the actual customer. They need to get their act together a bit better. If this had been tried on me at that time all hell would have broken loose in the store as I would have demanded that the card be accepted as the shopping was for her. Wake up WW. I agree that cards should not be used incorrectly but use some judgement pleeeeease.
 
Next thing we will have our photos on loyalty cards to verify our identity. What a load of crap!

Some companies think that their "policies" are law. As far as police involvement is concerned, what are they going to do? Nothing at all since there were no laws broken, just a pisspoor "store policy" being disregarded.
 
The Woollies staff “assistant” was either having a bad day or was just an arrogant, self important b*tch. There are better ways of handling customers’ problems without making the customer feel like crap.
Maybe the problem was the screenshot of the card, after all you wouldn’t take a screenshot of a credit card & expect to use it. Why didn’t her boyfriend give her the actual card?
 
Next thing we will have our photos on loyalty cards to verify our identity. What a load of crap!

Some companies think that their "policies" are law. As far as police involvement is concerned, what are they going to do? Nothing at all since there were no laws broken, just a pisspoor "store policy" being disregarded.
Many organisations think their policies are the law which is incorrect. Does not stop them bullying people with their policy.
 
Too much RED TAPE for just a bloody store card.
If that was me, I would never shop there again….
Hang on….. I very rarely shop there anyway & don’t have a shop card anyway. I lost my trust in Woolworths when they supported The Voice….& stopped supporting Australia Day.
They should stick to selling groceries & not stick their noses into Political issues.
I haven't shopped at Woolworths or Coles or any of their affiliates for over 20 years. Only a mug that has more money than sense shops there
 
Too much RED TAPE for just a bloody store card.
If that was me, I would never shop there again….
Hang on….. I very rarely shop there anyway & don’t have a shop card anyway. I lost my trust in Woolworths when they supported The Voice….& stopped supporting Australia Day.
They should stick to selling groceries & not stick their noses into Political issues.
Not certain what the voice and politics has to do with the issue
 
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There are times when customersare are not able to go to Woolworths themselves either because they are busy with famly, working or not feeling well, so they ask a member of family to do their shopping, and even ask then to purchase things that they need for themselves. In the process, the rewards card is provided for scanning once the items have been scanned. A giant business like Woolworths should have better public relations with their customers. The rewards card was genuinely shared by a family member with permission and was not stollen. The rewards card is not a bank transaction card, it is a card that is used to accumulate reward points for purchasing many many costly items. Good karma to the lady who came forward with this issue and hopefully the big people who sit on their big chairs during Woolworths meetings can, with respect, make some changes to their one card usage by one person policy, as there are so many families who depend on one another to help to do their shopping and only mean good to all, by using the rewards card after scanning the purchased items. Kind regards 🙏🦋
 

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