You won’t believe what’s growing in homes after the floods

Flood recovery is never easy—but for many Australians, it’s only the beginning of a much bigger problem.

As the waters recede, what’s left behind poses an invisible yet serious threat to homes and health alike.

One New South Wales town is now grappling with the aftermath—and the clock is ticking.


After the latest round of devastating floods in New South Wales, residents in the town of Glenthorne found themselves once again gutting their homes to prevent further loss.

Kelly Morgan, who previously restored her property after the 2021 floods, was forced to start over.

‘We have to get it off and dry it out before the mould sets in,’ she shared.


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Flood-hit residents race to stop mould. Image source: Youtube/SBS News


Her home had been completely overwhelmed by floodwaters, leaving her without a kitchen, laundry, power points or air conditioning.

‘My kitchen's just been ripped out. My laundry's been ripped out. Power points, air conditioners, everything. It's all gone.’

Now facing a year-long wait before her house becomes liveable again, Morgan relied on her daughter Sophie to help with the clean-up.

With no assistance from council or army personnel, the pair cleared mud, debris and attempted to salvage what they could.

They resorted to burning ruined belongings on the roadside due to long queues at local waste facilities.

‘We just don't have the time to try and get this mud out before it sets,’ Morgan said.

She was also dealing with rats: ‘We have big river rats.’


In the broader region, more than 32,000 people remained cut off by floodwaters, and the NSW State Emergency Service estimated around 10,000 properties had been affected.

The damage extended far beyond structural loss—residents now faced the risk of mould infestations as dampness, pooled water and poor airflow created the perfect conditions for growth.

Experts warned that mould could begin forming within just 24 hours.

Associate Professor Nicholas Osborne from the University of Queensland explained the health impacts of indoor mould.

‘Some moulds contain toxins some scientists feel may have health impacts,’ he said.

‘Others may induce allergic reactions, like hay fever.’

He added that mould could worsen health conditions such as asthma, rhinitis and chronic obstructive pulmonary disease.

‘The jury is still out on whether it contributes to individuals getting these diseases in the first place. In general, a healthy house is one that doesn’t have much mould.’


NSW Health advised flood-affected residents to ventilate their homes, dry out rooms quickly, and clean all surfaces with disinfectant or bleach while wearing protective gear.

The Victorian Department of Health also recommended disposing of items like carpet, mattresses and wallpaper if they could not be properly cleaned or dried.


Source: Youtube/SBS News​


Mould wasn't only a concern for those hit by floods—high humidity could also lead to outbreaks in unaffected homes.

Residents were urged to identify moisture sources, clean visible mould carefully and put in place prevention strategies.


Despite the health risks, many affected homeowners found themselves without support from insurance providers.

Most policies excluded mould unless it stemmed from an insured event.

Morgan was vocal about the cost of flood coverage.

‘The flood insurance—it has to be addressed. It has to be looked at [by the government],’ she said.

‘Who has $70,000 a year to insure your property?’


A Compare the Market survey conducted in October 2024 found that 20.6 per cent of NSW adults had dealt with mould in the previous 12 months—above the national average of 18.7 per cent.

NSW also recorded the highest rate of dampness, with 11.7 per cent of respondents reporting issues compared to 9.9 per cent nationwide.

A 2022 report from Asthma Australia titled Homes, Health and Asthma in Australia estimated even higher figures, revealing that 34 per cent of over 5,000 respondents had experienced mould in their homes.

Aboriginal and Torres Strait Islander people were 2.3 times more likely to report mould and 6.5 times more likely to experience dampness.

Renters were also more vulnerable, being 1.9 times more likely than homeowners to report mould.

For people like Kelly Morgan, the future remained uncertain—not just because of flood damage, but due to the silent and spreading risk mould now posed.


In a previous story, we looked into the hidden reasons why some landlords refuse to address dangerous mould problems.

A leaked email revealed the shocking truth behind those ongoing delays.

If you’ve ever wondered why your rental issues go unresolved, you’ll want to read this.

Key Takeaways

  • Kelly Morgan lost her home in the NSW floods and began urgent clean-up to stop mould.
  • Thousands of homes were damaged or cut off, with mould posing serious health risks.
  • Experts warned mould could form within 24 hours and worsen conditions like asthma.
  • Insurance often doesn't cover mould, leaving residents like Morgan without financial support.

With climate events becoming more extreme and frequent, how prepared do you think Australian homes really are for what comes after the flood? Let us know your thoughts in the comments.
 
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Nothing worse than the results of flooding. Everything stinks from the mud etc. and mould sets quickly. The damage to the houses includes all plasterboard swelling with the damp and needing to be stripped out. What is left is the timber frame and floor slab/boards and nothing else apart from smelly mud surrounding the skeleton that is left. To safeguard you health, whatever you do make sure you wear a mask to isolate the mould spores.
My heart goes out to all who suffered from these floods.
 
Absolutely, my heart goes out to everyone affected. I can't begin to imagine the heartache, stress and worry let alone the hard work and slog ahead. And the hoops to jump through to get help.. and back on their feet before what, it happens again!
 
You definitely need to let air circulation as soon as possible. If the air is still damp or more rain try opening your window just far enough to let some air in. If they are sliding windows even sliding them a very small amount will let some air in without water.
 
This is a suggestion that could perhaps save future constructed houses.
Where ever areas have been known to become flooded or have been labelled a flood zone area, be it a country town, suburb or city, laws could be made for these areas, specifying that all new houses are built on higher concrete stumps, that will elevate the dwelling above flood levels.
Yes, it would incure more expense to have the house built on high concrete stumps, but it would definately save the house and contents from flood damage. This is where the government could assist financially with the cost of the concrete stumps.
People may say well, that could ruine the beautiful appearance of the house. With professional architecture, also fundeđ by the government, the house that is elevated on concrete stumps can be designed to look ultra modern.
No more flood damage, no more family stress and no more financial loss for replacement of damaged house contents and repairs caused by mould. 🙏🦋
 
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I cry when I see pictures of us older generation without families to help them after their homes they have lived in for ? Years . Every thing gone all their memories in photos etc . I was flooded out once but the water came in the front of the house unexpectedly during the night because a large drain blocked up and overflowed . everything just stank for months after even though walls repainted , new carper etc . Have always said since I would rather be burnt out than flooded out . At least you have only got to bulldoze metal that won’t burn to rebuild . Heart beaking to see all your furniture in yard to be disposed of. We sold the house and moved after that even though the problem was remedied I couldnt live there anymore . What hope do these people ever have of selling and moving ?
 
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thank goodness we live up on a hill.
Touch wood Jest! I got flooded twice in Sydney, next house high on a hill, pipe broke in the vanity in the ensuite, flooded the ensuite, master bedroom, entry, sunken lounge, and dining room. Warning - Don't leave the floor mats over the drain, the pressure blew the door open but the water couldn't get down the drain because the mat acted as a plug.
 
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