Note from the Editor:
This article was kindly written for the SDC by member @Doctor Alan.

As I started my annual trawl of insurance companies to try to find the best deal, one of the questions that came up was regarding whether we had a burglar alarm. There appeared to be two basic types – those that are not ‘monitored’ and those that are. I believe the former is preferred by insurance companies and that they accordingly give you a bigger discount on your premiums. I decided it would be a good idea to carry out some research into these alarms to find out the best value and to also find exactly how much of a discount one could expect.

Here’s what I found.



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