Protect your identity: How to spot the latest 'quishing' scam mimicking Centrelink and Medicare

In the digital age, staying vigilant against scams is a critical part of protecting your personal information. Unfortunately, scammers are constantly devising new methods to deceive individuals.

The latest tactic preying on Australians involves the misuse of quick response (QR) codes—a technology that has become commonplace today, especially since the COVID-19 pandemic.

This new scam, known as 'quishing', is particularly insidious as it impersonates trusted government entities like Centrelink and Medicare.



QR codes, those small square matrices of black and white pixels, have become a convenient way to access menus, check in at venues, and even make payments.

Their ease of use, however, has opened the door for scammers to exploit them for nefarious purposes.


compressed-side-view-adult-holding-smartphone.jpeg
Cybercriminals are now using QR codes to target unsuspecting victims. Image source: Freepik



Unlike traditional phishing scams that rely on suspicious links in emails or text messages, quishing (a combination of QR and phishing) uses QR codes to direct victims to fraudulent websites where personal and financial information can be stolen.

Australians have been repeatedly cautioned against clicking on links from suspicious emails or text messages, but QR codes seem to be treated with less caution.



Damien Manuel, an Adjunct Professor of Cyber Security at Deakin University, said: ‘[QR codes have] always been there, but they became hugely popular and everybody started [scanning them] without any second thoughts.’

‘[Scanning a code] may show you an abbreviated version of the link [on your device's screen], and you're more likely to, just out of habit, click on it and go straight through,’ he added.

Scammers in the United States and the United Kingdom have also adopted this fraudulent technique.

They attach QR codes to authentic locations such as parking metres and wait for unsuspecting people to scan them. Once the victim scans the code, the scammers steal the individual's personal information.



Consumer group CHOICE has warned that quishing is likely to be one of the top scams this year.

According to The Australian Competition and Consumer Commission’s (ACCC) Scamwatch, dozens have reported this scam since 2020, with victims losing over $100,000.

Scammers have made attempts to impersonate government agencies such as Medicare and Services Australia.


medicare-suspension-text-scam-news-scams-edit.png
Cybercriminals send QR codes to direct victims to fraudulent websites. Image source: Services Australia



Scammers may send fake emails to myGov users, asking them to update their information through a QR code that takes them to a phishing website.

Scam emails can sometimes bypass spam filters because they use QR codes instead of including dodgy links in the text.



We want to ensure that our members are well-informed and equipped to spot these scams before falling victim to them. So, how can you protect yourself from quishing?

Firstly, be cautious of unsolicited emails or messages that ask you to scan a QR code, especially if they claim to be from government bodies like Medicare or Services Australia.

Always double-check the URL that the QR code directs you to. Make sure it's a legitimate government or official website and not a clever imitation designed to harvest your personal details.

If you're scanning a QR code in public, take a moment to inspect the code for signs of tampering. It's not uncommon for scammers to place their own QR codes over legitimate ones.


Screenshot 2024-04-05 083306.png
It is recommended to verify that QR codes are not fake or covering legitimate ones. Image source: Facebook



If you suspect that you've encountered a quishing scam, it's important to act quickly.

Contact your bank to halt any transactions and prevent further financial loss.

Report the scam to Scamwatch and make an official complaint to the police.

Be wary of follow-up scams, as Scamwatch has warned that one in three scam victims are targeted more than once.



Lastly, don't hesitate to seek support if you've been affected by a scam.

Financial counsellors like Lifeline offer services to help you cope with stress and potential financial fallout on 13 11 14.

IDCARE is another resource that can assist in reducing the harm caused by the compromise of your identity information.

Looking to stay informed on the latest scams? Check out our article featuring the top five scams to be wary of this year.

Key Takeaways
  • Scammers are utilising QR codes in a method known as 'quishing' to steal personal information by impersonating organisations like Medicare and Centrelink.
  • Australians have been cautioned about the risks of scanning QR codes without checking their authenticity, especially in public places.
  • Incidents of quishing have resulted in significant financial losses, with more than $100,000 reported lost in Australia since 2020.
  • It’s important to report any scams to authorities, stop any suspicious transactions with your bank, and seek support if you’ve been a victim.
Remember, your safety and security are paramount. By staying informed and cautious, you can help protect yourself and your loved ones from these modern-day digital threats.

Do you frequently use QR codes? Let us know in the comments below!
 
Sponsored
Not surprised every day you read Centrelink pay rises and also one of payment which don’t happen how does this not get stopped first it was in February then in march and of course now in April so if they get away with this no wonder there is scam so many people would get conned with this. Advertising on the net that aren’t aware that it’s a hoax
 
  • Like
Reactions: paulamc52
Ha, just another damn way of getting info and more money. I have never trusted this QR code system.
It is another high tech set up which obviously has no way of being totally secure. Idiots who create a high tech set up should check the security by using it themselves as a user not just doing a programme test which will work as set up to. TESTING BY HOW A PERSON USING IS THE ONLY WAY TO ENSURE IT CAN BE SAFE TO USE.
 
  • Like
Reactions: paulamc52
I smelt a rat and refused to scan a QR code from day one to today.
I thought it was just another way of tracking you and I was right.
 
  • Like
Reactions: paulamc52
Once again it’s so bloody simple.
if you get one of these emails delete it and go directly to your MyGov app and log in!
Or simply check with Centrelink via thecorrectohone number.
If you scan a QR code from one of these emails the yo are a complete fool and deserve to lose your $$$
Hold on Bruce, You have no right to call people a complete fool and wish them monetary loss. SDC members are here to advise and help each other. I'm sure a large percentage of us have come close to or have been scammed. Those scammers are always trying to get one step ahead of us. It's us who need to inform and stick together. Thank you SDC for doing that.
 
Hold on Bruce, You have no right to call people a complete fool and wish them monetary loss. SDC members are here to advise and help each other. I'm sure a large percentage of us have come close to or have been scammed. Those scammers are always trying to get one step ahead of us. It's us who need to inform and stick together. Thank you SDC for doing that.
If you willingly hand over your details to these scumbag scammers then I do have the right to call you a fool and you deserve to lose every cent you have!
How many times each day on all forms of media including SDC do people have to be warned about these scams and yet they keep falling for them!
I for one have not even come close to being scammed because I either delete or contact the so called provider to check.

Having you information stolen through corporate hacks is a very different kettle of fish!
 

Join the conversation

News, deals, games, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.

Seniors Discount Club

The SDC searches for the best deals, discounts, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.
  1. New members
  2. Jokes & fun
  3. Photography
  4. Nostalgia / Yesterday's Australia
  5. Food and Lifestyle
  6. Money Saving Hacks
  7. Offtopic / Everything else

Latest Articles

  • We believe that retirement should be a time to relax and enjoy life, not worry about money. That's why we're here to help our members make the most of their retirement years. If you're over 60 and looking for ways to save money, connect with others, and have a laugh, we’d love to have you aboard.
  • Advertise with us

User Menu

Enjoyed Reading our Story?

  • Share this forum to your loved ones.
Change Weather Postcode×
Change Petrol Postcode×