Is going cashless taking away your freedom? Find out how businesses face consumer boycotts

As technology keeps advancing, our society has been steadily moving towards becoming a cashless one. While many businesses have embraced this trend, seeing it as a cost-effective and efficient way to handle transactions, some consumers are staunchly against it, arguing that it violates their personal rights and freedoms.

Now, let's dive into the details of this debate.



Facebook groups like Call Out Cashless Businesses urge its members to name and boycott businesses that don't accept cash payments. Mike Palmer, a resident of Melbourne and the group's founder, explained that his opposition to cashless businesses is based on the principles of ‘freedom of choice’.

Palmer hopes his advocacy will generate enough public pressure to dissuade businesses from transitioning to a cashless system. He acknowledges the convenience and security reasons business owners prefer cashless transactions but remains steadfast in his belief that people's rights should be safeguarded.




compressed-credit-card-g3065d07b9_1280.jpeg
According to business owners who have adopted a ‘cashless’ approach, they claim that it provides a safer and more hygienic environment for their staff. Image by AhmadArdity from pixabay


Many are also concerned that getting rid of the cash option will continue to have a negative impact on consumers in the long term.

One of the main worries for those favouring cash transactions is that digital payment systems could result in increased control over people's lifestyles by government institutions.

This debate has even made its way into the Australian nightlife scene. Fremantle bar and music club Freo Social are among the many businesses facing backlash due to their cashless policy.

While the majority of customers have responded positively, owner James Legge was surprised by the strong opinions expressed by some unhappy customers in response to this change.




compressed-shutterstock_1749759143-min.jpeg
James Legge asserts that cashless payments expedite the service process. Image from Shutterstock



Legge has argued that cashless payments not only enhance customer service but also improve health and safety measures for their staff. This point is particularly relevant during the pandemic, as handling cash poses a higher risk of infection.

However, the lingering effects of the COVID-19 crisis may contribute to the negative response towards the shift to cashless transactions.

Chrissie Maus, the Chief Executive Officer of the Fremantle Chamber of Commerce, believes that this backlash could be a residual effect of the pandemic, where people might be reacting to their choices being taken away during the lockdowns.

Moreover, customers are also concerned about potential bank fees associated with cashless payments, which could further burden their finances.



Key Takeaways
  • Businesses that ask for cashless payments face backlash and boycotts from a section of the community that believes refusing to take cash infringes on their personal rights.
  • Melbourne resident Mike Palmer started a Facebook group, Call Out Cashless Businesses, to encourage boycotts of cashless businesses.
  • Some campaigns arguing that cashless payments deny people's freedoms and rights started to emerge at the height of the COVID-19 pandemic.
  • Fremantle bar and music club Freo Social is among the businesses facing backlash due to their cashless policy, with owner James Legge stating he was surprised by the level of backlash from some customers who were unhappy about the change.
Businesses worldwide must now face the tough decision of whether going cashless is worth forfeiting freedom of choice for their customers.

Although transitioning into a cashless society may seem inevitable as technology pushes us forward, striking a balance and ensuring that consumer rights remain protected will be essential for any business's long-term success.

So, members of the Seniors Discount Club, we'd love to hear your thoughts. Do you believe in retaining the freedom of choice when it comes to payments, or is the world of cashless transactions the way of the future? Sound off in the comments below!
 
Sponsored
As technology keeps advancing, our society has been steadily moving towards becoming a cashless one. While many businesses have embraced this trend, seeing it as a cost-effective and efficient way to handle transactions, some consumers are staunchly against it, arguing that it violates their personal rights and freedoms.

Now, let's dive into the details of this debate.



Facebook groups like Call Out Cashless Businesses urge its members to name and boycott businesses that don't accept cash payments. Mike Palmer, a resident of Melbourne and the group's founder, explained that his opposition to cashless businesses is based on the principles of ‘freedom of choice’.

Palmer hopes his advocacy will generate enough public pressure to dissuade businesses from transitioning to a cashless system. He acknowledges the convenience and security reasons business owners prefer cashless transactions but remains steadfast in his belief that people's rights should be safeguarded.




View attachment 22157
According to business owners who have adopted a ‘cashless’ approach, they claim that it provides a safer and more hygienic environment for their staff. Image by AhmadArdity from pixabay


Many are also concerned that getting rid of the cash option will continue to have a negative impact on consumers in the long term.

One of the main worries for those favouring cash transactions is that digital payment systems could result in increased control over people's lifestyles by government institutions.

This debate has even made its way into the Australian nightlife scene. Fremantle bar and music club Freo Social are among the many businesses facing backlash due to their cashless policy.

While the majority of customers have responded positively, owner James Legge was surprised by the strong opinions expressed by some unhappy customers in response to this change.




View attachment 22158
James Legge asserts that cashless payments expedite the service process. Image from Shutterstock



Legge has argued that cashless payments not only enhance customer service but also improve health and safety measures for their staff. This point is particularly relevant during the pandemic, as handling cash poses a higher risk of infection.

However, the lingering effects of the COVID-19 crisis may contribute to the negative response towards the shift to cashless transactions.

Chrissie Maus, the Chief Executive Officer of the Fremantle Chamber of Commerce, believes that this backlash could be a residual effect of the pandemic, where people might be reacting to their choices being taken away during the lockdowns.

Moreover, customers are also concerned about potential bank fees associated with cashless payments, which could further burden their finances.



Key Takeaways

  • Businesses that ask for cashless payments face backlash and boycotts from a section of the community that believes refusing to take cash infringes on their personal rights.
  • Melbourne resident Mike Palmer started a Facebook group, Call Out Cashless Businesses, to encourage boycotts of cashless businesses.
  • Some campaigns arguing that cashless payments deny people's freedoms and rights started to emerge at the height of the COVID-19 pandemic.
  • Fremantle bar and music club Freo Social is among the businesses facing backlash due to their cashless policy, with owner James Legge stating he was surprised by the level of backlash from some customers who were unhappy about the change.
Businesses worldwide must now face the tough decision of whether going cashless is worth forfeiting freedom of choice for their customers.

Although transitioning into a cashless society may seem inevitable as technology pushes us forward, striking a balance and ensuring that consumer rights remain protected will be essential for any business's long-term success.

So, members of the Seniors Discount Club, we'd love to hear your thoughts. Do you believe in retaining the freedom of choice when it comes to payments, or is the world of cashless transactions the way of the future? Sound off in the comments below!
The Gold Coast Council now only accepts digital payments, and all venues refuse to accept cash something I find totally unacceptable, many older people do not use credit or debit cards. Surely a public authority should accept all means of payment
 
I recently booked a doctor's appointment online and had to enter my card details before they accepted the appointment. They charged me a card levy and also a processing fee. And that's before I actually see the doctor. Not happy about that. It is too expensive now to even need to see the doctor.
This is just total bullshit, sorry for my language but.......
 
I had my credit card hacked so I have gone back to using cash. Use to use both at on time depending on the circumstances. What happens if the system breaks down and you can’t use your card? So do you get your shopping for free because the business won’t accept cash??!! Couldn’t withdraw money at one time at the ATM so went into the bank only to be told I couldn’t withdraw any money became the system had packed up. What hashappened to the way you could get cash from a cashier at the bank?? Is this also why there are less staff at the banks??
 
It's years since I used cash, I have one $50 note in my wallet for emergencies but it's been there for more than 5 years. I put absolutely everything on my credit card and then pay it off in total once a month. That way I avoid any bank fees or credit charges. I have not paid the bank one cent in charges for about 15 years, they make no profit out of me. :) :)
 
As technology keeps advancing, our society has been steadily moving towards becoming a cashless one. While many businesses have embraced this trend, seeing it as a cost-effective and efficient way to handle transactions, some consumers are staunchly against it, arguing that it violates their personal rights and freedoms.

Now, let's dive into the details of this debate.



Facebook groups like Call Out Cashless Businesses urge its members to name and boycott businesses that don't accept cash payments. Mike Palmer, a resident of Melbourne and the group's founder, explained that his opposition to cashless businesses is based on the principles of ‘freedom of choice’.

Palmer hopes his advocacy will generate enough public pressure to dissuade businesses from transitioning to a cashless system. He acknowledges the convenience and security reasons business owners prefer cashless transactions but remains steadfast in his belief that people's rights should be safeguarded.




View attachment 22157
According to business owners who have adopted a ‘cashless’ approach, they claim that it provides a safer and more hygienic environment for their staff. Image by AhmadArdity from pixabay


Many are also concerned that getting rid of the cash option will continue to have a negative impact on consumers in the long term.

One of the main worries for those favouring cash transactions is that digital payment systems could result in increased control over people's lifestyles by government institutions.

This debate has even made its way into the Australian nightlife scene. Fremantle bar and music club Freo Social are among the many businesses facing backlash due to their cashless policy.

While the majority of customers have responded positively, owner James Legge was surprised by the strong opinions expressed by some unhappy customers in response to this change.




View attachment 22158
James Legge asserts that cashless payments expedite the service process. Image from Shutterstock



Legge has argued that cashless payments not only enhance customer service but also improve health and safety measures for their staff. This point is particularly relevant during the pandemic, as handling cash poses a higher risk of infection.

However, the lingering effects of the COVID-19 crisis may contribute to the negative response towards the shift to cashless transactions.

Chrissie Maus, the Chief Executive Officer of the Fremantle Chamber of Commerce, believes that this backlash could be a residual effect of the pandemic, where people might be reacting to their choices being taken away during the lockdowns.

Moreover, customers are also concerned about potential bank fees associated with cashless payments, which could further burden their finances.



Key Takeaways

  • Businesses that ask for cashless payments face backlash and boycotts from a section of the community that believes refusing to take cash infringes on their personal rights.
  • Melbourne resident Mike Palmer started a Facebook group, Call Out Cashless Businesses, to encourage boycotts of cashless businesses.
  • Some campaigns arguing that cashless payments deny people's freedoms and rights started to emerge at the height of the COVID-19 pandemic.
  • Fremantle bar and music club Freo Social is among the businesses facing backlash due to their cashless policy, with owner James Legge stating he was surprised by the level of backlash from some customers who were unhappy about the change.
Businesses worldwide must now face the tough decision of whether going cashless is worth forfeiting freedom of choice for their customers.

Although transitioning into a cashless society may seem inevitable as technology pushes us forward, striking a balance and ensuring that consumer rights remain protected will be essential for any business's long-term success.

So, members of the Seniors Discount Club, we'd love to hear your thoughts. Do you believe in retaining the freedom of choice when it comes to payments, or is the world of cashless transactions the way of the future? Sound off in the comments below!
I've heard in the media that NOT accepting cash is legal. I'm not a lawyer (ex-accountant), but cash is "legal tender" so shouldn't it be obligatory to accept cash, despite the business's policy not to do so?

Does anyone here know the law on this matter?
 
I prefer paying bills by cheque. That is more secure than paying by debit/credit card and provides a readily available record of when and how I paid the bill. I simply refuse to pay bills sent through the email. However, the banks seem to prefer us not to pay by cheque. So it is going to be interesting when banks stop accepting payment by cheque. And to hell with direct debit.
 
I've heard in the media that NOT accepting cash is legal. I'm not a lawyer (ex-accountant), but cash is "legal tender" so shouldn't it be obligatory to accept cash, despite the business's policy not to do so?

Does anyone here know the law on this matter?
Payment by cheque is still legal and I have it on sound authority that the date of posting a cheques is the legal date of payment. As that argument has been accepted by ASIC, say no more. Just as date of postage of bills to one's address is deemed the legal date of sending one the bill, irrespective of the slowness of Australia Post.

At one time in the UK the Royal Mail used to make two postal deliveries a day and British Railways organised Royal Mail coaches in which the staff sorted letters and were able to despatch them at railway stations whilst the train didn't stop. All it takes is very simple organisation. Any urgent message could be sent by telegram and later by fax machine attached to one's telephone. There is remarkably little NEED for communication by internet, although it is useful. Just as there is no NEED for credit/debit cards
 
Last edited:
Payment by cheque is still legal and I have it on sound authority that the date of posting a cheques is the legal date of payment. As that argument has been accepted by ASIC, say no more. Just as date of postage of bills to one's address is deemed the legal date of sending one the bill, irrespective of the slowness of Australia Post.

At one time in the UK the Royal Mail used to make two postal deliveries a day and British Railways organised Royal Mail coaches in which the staff sorted letters and were able to despatch them at railway stations whilst the train didn't stop. All it takes is very simple oragnisation. Any urgent message could be sent by telegram and later by fax machine attached to one's telephone. There is remarkably little NEED for communication by internet, although it is useful. Just as there is no NEED for credit/debit cards
Yes cheques are accepted, though not legal tender. A cheque represents cash, which is legal tender.
 
This absolutely violates my private rights on how I pay for goods and services! For a start if there is a cyber attack and the merchant devices go down then how will they expect people to pay for their goods.... I KNOW ....WITH CASH!!!!
If there is a cyber attack, how does the retailer guarantee the security of your card details? Some hotels demand that one not only pays in advance by plastic card but also they take a copy of one's driving licence. That is a major security risk and should be made illegal; how can we be expected to trust their staff, as a start?
 
I always understood that it was ILLEGAL NOT to accept cash for payment ! When did this change and who changed it ? (If they did).
IF it is still illegal NOT to accept CASH, then it's about time one of these Government agencies started prosecuting businesses who break the law by refusing to accept CASH.
 
MORE money for the banks. That is all "card only" means. What is the use of having to use a card for a small purchase. Eg: $5 or $7. Add the fees onto the $5 or $7 and it will cost you more. Keep the Card or Cash or the odd business will loose out.
 
I've heard in the media that NOT accepting cash is legal. I'm not a lawyer (ex-accountant), but cash is "legal tender" so shouldn't it be obligatory to accept cash, despite the business's policy not to do so?

Does anyone here know the law on this matter?
Would also love to hear a lawyer's take on this! All I could find was that businesses can refuse cash payments, unfortunately. :(


 
I had to hand back a pan I was holding when I tried to pay cash at Robins Kitchen.

Cash is still legal tender.

I recently heard a report on Sunrise that ACCC confirmed retailers and service providers can insist on card payments.

What if the customer has no card? I don't use cards to shop.

If you provide your card number and the 3 digit number at the back to anyone, s/he can go shopping using your bank balance. This is happening now. A lot.
That's exactly right... cash is legal tender and therefore they should not be able to refuse to take it...!
 
  • Like
Reactions: Ricci

Join the conversation

News, deals, games, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.

Seniors Discount Club

The SDC searches for the best deals, discounts, and bargains for Aussies over 60. From everyday expenses like groceries and eating out, to electronics, fashion and travel, the club is all about helping you make your money go further.
  1. New members
  2. Jokes & fun
  3. Photography
  4. Nostalgia / Yesterday's Australia
  5. Food and Lifestyle
  6. Money Saving Hacks
  7. Offtopic / Everything else
  • We believe that retirement should be a time to relax and enjoy life, not worry about money. That's why we're here to help our members make the most of their retirement years. If you're over 60 and looking for ways to save money, connect with others, and have a laugh, we’d love to have you aboard.
  • Advertise with us

User Menu

Enjoyed Reading our Story?

  • Share this forum to your loved ones.
Change Weather Postcode×
Change Petrol Postcode×