'How can I survive?’ A single dad reveals the truth about living on Centrelink

For many Australians, navigating the pressures of full-time work while managing the ever-increasing cost of living can feel like an uphill battle—especially when they’re relying on Centrelink support.

Peter Carnegie, a single father who tragically lost his wife to cancer, is no stranger to these challenges.

Despite his best efforts to make ends meet, the struggle remains constant, even with the help of his parents.


For single father Peter Carnegie, the financial strain of raising two children while on Centrelink payments seemed nearly impossible to navigate.

Peter, who lost his wife to cancer in August, found himself juggling work, family life, and the burden of bills, all while trying to make ends meet on government support.

Living with his parents in East Gardens, Sydney, Peter still struggled with his limited income, which covered little more than basic expenses.


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Single dad battles financial strain on Centrelink support. Image source: ABC


Peter's eldest child, who was on JobSeeker, had been trying to find work, but like many others, the search proved fruitless, despite his best efforts.

Peter shared his frustration with the ABC's QandA, saying: ‘How can the government help him get a job when it seems no one wants to even give him an interview?’

His 22-year-old son had missed out on several opportunities due to caring for his sick mother, which delayed his entry into the workforce.

Before his wife's diagnosis, Peter's son had attempted a bridging course at university but struggled to cope with the stress of their situation.

At the time, Peter was doing everything he could to keep the household afloat, working Monday to Friday while relying on his son to help with everyday tasks like taking his younger brother to school.

While Peter's parents were generous in not charging him rent and covering household bills, his costs still added up to $300 to $400 a week, leaving him with almost no room for unexpected expenses.

Peter reflected on his dire situation, saying: ‘How can I survive?’

The burden of Centrelink payments not keeping up with inflation had become a theme among many recipients.


A survey of nearly 5,000 Yahoo Finance readers revealed that increasing Centrelink payments was the most pressing issue for the 2025 Federal Budget.

Yet, when the budget was delivered, recipients received no relief.

‘I can’t afford aircon so I get sick from heat stroke in my house,’ said Grant, a JobSeeker recipient, who also admitted to eating only every third or fourth day to cut down on food costs.

Ken, an Age Pension recipient, expressed frustration over the token increase in payments, saying: ‘If the current government actually thinks they are helping us out with this token gesture, which would not even buy us a coffee, and is in fact, much less than the increase in our fortnightly shopping bill, then they are delusional.’

While some households had support from family or were managing in low-cost housing, many still faced deep financial hardship.

In response, Federal Industry Minister Ed Husic acknowledged the struggle and noted that changes made during Labor's term, including increases to JobSeeker and changes in indexation, had been beneficial.

‘Those changes just in this one term will deliver over $5,000 for single parents, in particular for women, it'll lead to over $7,500,’ Husic said.


However, he admitted that even with these changes, they were still insufficient to pull many Aussies out of financial hardship.

‘Do I say that that sorts everything out and deals with all the issues?’ Husic asked.

‘I’m not going to say that to you, and I’m not going to look you in the eye and say that.’

Despite ongoing promises to address cost-of-living pressures through energy rebates, tax cuts, child care subsidies, and handouts for apprentices, many are left wondering when—or if—things will ever improve.

The government’s promises also included a pledge to reduce the fuel tax, should the Coalition win the upcoming federal election on 3 May.


In a previous story, we explored how upcoming Centrelink changes will impact millions of Australians this Easter and Anzac Day.

These adjustments, along with recent payment closures, could make it even harder for families already struggling.

To find out more about how these changes could affect you, click here to read the full article.

Key Takeaways

  • Peter Carnegie, a single father, struggles to raise two children while on Centrelink support after losing his wife to cancer.
  • His eldest son, on JobSeeker, faces difficulty finding work despite efforts.
  • A survey showed that increasing Centrelink payments was a top priority for Australians, but the recent budget offered no relief.
  • Federal Minister Ed Husic acknowledged the hardship but admitted that even recent changes to payments were insufficient.

With so many Australians struggling to make ends meet on Centrelink payments, what do you think needs to change to help those in need? Share your thoughts in the comments below.
 
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We did it to ourselves. Advanced technology is taking away jobs. The modern era of the dollar being king and forgetting the result on human nature. We are the ones who forced young people to be so dependent on technology that they cannot learn the basics of the three R's. I sit here with my computer talking with people all over Australia and even the World and do not know them. I have not met them and am sitting in a nice room with my pet dog, my only constant companion.
 
We did it to ourselves. Advanced technology is taking away jobs. The modern era of the dollar being king and forgetting the result on human nature. We are the ones who forced young people to be so dependent on technology that they cannot learn the basics of the three R's. I sit here with my computer talking with people all over Australia and even the World and do not know them. I have not met them and am sitting in a nice room with my pet dog, my only constant companion.
It's not just that. It is also the relentless downward pressure on people's wages while CEO's and others at the top enjoy very generous salary increases. The pension, job seekers, etc have been kept artificially low to force people to work as long as possible. Regardless of whether or not they are actually able to work.
 
My husband and I are on Centrelink and we find it hard to cope after paying our mortgage payment and bills and doing grocery shopping we only have a small amount left and the small increase the government did give us can’t even buy a loaf of bread, we hardly ever eat out or get takeout we can’t afford it, I think the politicians need to put themselves in our shoes and know what it feels like
 
My husband and I are on Centrelink and we find it hard to cope after paying our mortgage payment and bills and doing grocery shopping we only have a small amount left and the small increase the government did give us can’t even buy a loaf of bread, we hardly ever eat out or get takeout we can’t afford it, I think the politicians need to put themselves in our shoes and know what it feels like
Nothing in the budget bought any relief to age pensioners.
The only thing was the electricity rebate and that is given to everybody..
Most age pensioners have paid taxes all their working life and are now expected to survive on a pension that barely covers the average rent. The current single pension plus rent assistance is
$1275.00 /ft and the current average rent here in WA is $1360.00.
Money is handed out to single mums thousands of whom are still kids themselves, setting them up for a welfare lifestyle for life.
Free child care for families with two incomes. I have a family member on single mums pension with five kids never worked a day in her life and gets two days free child care a week for two of them. She doesn't work. Why does.she need child care??
Meanwhile those who have worked paid their taxes contributed to society are just thrown on the scrap heap. having to scrimp on meals to survive.
 
He gets jobseeker and would also get money for his two children which would give him over $1000 a fortnight and he pays no rent or bills. I feel most compassion for those pensioners who struggle to pay rent etc. These are the people who should have a big increase in the centrelink payment.
 
The gap between the rich and the poor is just getting wider. The rich are getting richer and the poor are getting poorer and more people are falling into that category and absolutely nothing is being done to address the issue.
I heard this morning the Prime Minister wants to give the minimum wage people an increase above inflation because they deserve it. Now they are bringing home much more than pensioners, why don't they deserve it is my question?
 
I’m confused, he works, doesn’t pay rent or household bills, has a son on jobseeker, and says he’s out of pocket $300-400 a week. What does he spend his money on.
Unfortunately unless he can be a it more forthcoming with his expenses..I personally can’t feel any sympathy for him.
 
He doesn't pay rent or any other household bills yet he still needs $300 to $400 a week? Then the story says he works and his oldest son is looking for work and is on government payments?
The whole story doesn't make sense to me, he should be rolling in it if he's on both government payments and has a job?
Colour me confused, and I have to say, he looks well fed..
This bit:
"Peter, who lost his wife to cancer in August, found himself juggling work, family life, and the burden of bills, all while trying to make ends meet on government support."
So is he working or on benefits, or both?
 
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I’m confused, he works, doesn’t pay rent or household bills, has a son on jobseeker, and says he’s out of pocket $300-400 a week. What does he spend his money on.
Unfortunately unless he can be a it more forthcoming with his expenses..I personally can’t feel any sympathy for him.
I thought the same thing, it's all too confusing to say the least!
 
Build readymade concrete houses..just plonk on top of each other cubicle style..tada..houses ready to go.
Also more gift cards/ vouchers for food and essentials for Centrelink recipients
 
people did not have aircon some years back, SO how did they get on? when i first came to aus we did not have aircon and for a kiwi that was hell. sure have it now.
 
The gap between the rich and the poor is just getting wider. The rich are getting richer and the poor are getting poorer and more people are falling into that category and absolutely nothing is being done to address the issue.
I heard this morning the Prime Minister wants to give the minimum wage people an increase above inflation because they deserve it. Now they are bringing home much more than pensioners, why don't they deserve it is my question?
My husband earns a little above the minimum wage, so he hasn't had a pay rise in years. Soon, the minimum wage will overtake his wage - maybe then he will receive a pay rise. I can no longer work, due to ill health, but receive no help at all. We would be better off financially if we both went on Jobseeker, when you take out his fuel costs for getting to work.
 
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I’m confused, he works, doesn’t pay rent or household bills, has a son on jobseeker, and says he’s out of pocket $300-400 a week. What does he spend his money on.
Unfortunately unless he can be a it more forthcoming with his expenses..I personally can’t feel any sympathy for him.
l was thinking the same thing . Perhaps his child goes to a private school and he smokes drinks and gambles .He should be grateful his parents pay for food etc for them all
 
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