[deni67]

What I was doing was checking the balance when I use the auto teller machine when I with threw cash I received printout of my balance, but I now now that no good enough, trust me I have learnt a very valuable lesson, I have organised monthly statements so I can check everything against what I have purchased as everything I purchased I write in a book date seller and amount so if don't received something in a order I can contact the seller to find out why I did not receive the item, which I have done a few times and received the item (s)! or a refund immediately. I have been doing this ever since I started purchasing items online I find it very easy to do, when it arrives I simply run a couple of lines through the pages and write arrived and the date of arrival, solved all my issues with purchasing online.

I just check my balance 2 or 3 times a day on my banking app or my computer, easier than getting statements once a month and safer!

 

[saundy]

Exactly my point, till you've experienced something similar you have no idea what it it like to go through and as you pointed out the waiting time for the new card is something a very long slow process.

 

[marni]

One of the biggest place for scamers is Facebook Marketplace I had my debit card hacked by someone on Facebook Marketplace and went on a spending spree until the bank contacted me via phone and asked me if I have made any purchases on Facebook Marketplace when I said no I was asked to go into the branch where they printed out 6 months of statements for me to mark the payments that I don't make, this was a surprise to me that much money had gone out of my account that I had no idea this was happening. I said I wanted monthly statements from now on for this account so I can check every payment that is out going.
The card was immediately cancelled and I had to wait for the new one to arrive, I withdraw some cash as I pay cash whenever I can (cash can’t be hacked) I received all the stolen funds back at the end of December there was 3 pages of money returned to my bank account some were large amounts which explained where my money disappeared to.
A lot of these were in blocks of 3 they would take a small amount a few dollars then around $100+ then any thing up to $4500 approx was the largest amount taken in 1 withdrawal from my account.

But as the bank guarantees the fact that the money is safe it has all been returned to my account.
As your said I told never purchased anything from Facebook Marketplace and never will.

You must be rich to not notice. What happened to the days we did a monthly balance on accounts to see if we would go into overdraft?

 

[marni]

I have a debit card with a relatively small amount in that account, which I use for internet and ATM use, easy to increase as needed. Also easier to check ins and outs

 

[saundy]

You must be rich to not notice. What happened to the days we did a monthly balance on accounts to see if we would go into overdraft?

I may be a lot of things but rich definitely isn't one of them, they were spending money just enough not to give me a negative balance, I think that they knew more about the money in my account than I did