Expat in turmoil: How myGov mix-up turned her life upside down

Navigating the complexities of government services can be daunting for anyone, but the challenges can be even more formidable for expatriates.

This was the harsh reality faced by British expat Jordana Grace, whose encounter with Australia's myGov and Centrelink services turned into a distressing ordeal that highlighted potential pitfalls for all seniors managing their affairs online.


Jordana Grace, a UK expat who made Australia her home, found herself in a bureaucratic nightmare when Centrelink, the government service responsible for welfare payments, informed her that she was accruing interest on a debt she was adamant she did not owe.

‘They took money out of my account without asking me because they can do that, but apparently, they can refund it,’ she said.


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British expats in Australia battled Centrelink over disputed debt piling up with interest. Credit: Shutterstock


The situation was made worse by what she described as 'inappropriate' questioning by a customer service agent, leaving her in tears and fighting a battle she had been dealing with for four years.

The ordeal began innocently enough when Ms Grace received welfare payments due to being out of work.

Diligently, she informed Centrelink when she found employment, providing all necessary details to ensure her records were up to date.


Despite her efforts, she was later told she owed money, a claim she disputed with evidence to the contrary.

The situation escalated when Ms Grace spent over six hours on the phone with Services Australia, only to be met with unhelpful responses and, eventually, a distressing interaction with a customer service representative.

This representative not only ignored her requests to speak with a manager, which Ms Grace rightly deemed inappropriate.

‘He kept ignoring me, and by this time, I started to get teary because it's been over five-and-a-half hours,’ she complained.

‘I said, “Can I please speak to an ops manager?” That's what I was advised to do for this list of reasons.

‘And he was just like, “Give me your questions one by one”...he wasn't that snippy at the start.’


Ms Grace requested to speak with an operations manager once more, but the man she spoke to asked what she needed and suggested she ‘work with him’ to resolve the issue.

‘If you do not work with me, I will not help you,' she said, recalling what he was saying.

She reported that he began asking questions she found intrusive, like, ‘Don’t you have enough money? Don’t you have sufficient savings?’

After inquiring about her earnings and job, he also asked about her medical expenses and health conditions.

‘I was like, that's highly inappropriate. You don't get to ask about what women's issues I have. I asked again to speak to an ops manager, yes or no,’ Grace continued.

‘He said he'd give me the refund and call me back in two days. I said I needed to speak to an ops manager because I needed to ask about this interest.’


Ms Grace reported that while the representative initially agreed to help, he informed her that she would not receive the refund.

She later discovered that the manager was unavailable to speak with her, requiring her to call back the next day.

Compounding her frustration, the radio host mentioned it was ‘that time of the month’ and some loved ones were also unwell.

‘But, five-and-a-half hours? You're the government! I asked nicely to speak to an ops manager because that is what your other departments advised me to do, and this guy would not even acknowledge my questions,’ Grace said.

‘And when I finally asked if I could speak to an ops manager, yes or no, he was like, "Fine, but now you're not getting the refund".'


Ms Grace felt she was being penalised for requesting to speak with a manager, leading her to file an official complaint.

The Sunshine Coast-based radio presenter's case was supposed to go to appeal, but the appeal has yet to be concluded for four years.

In the meantime, Centrelink had taken money directly from her account, a move that is legal but requires a refund process if contested.

Services Australia's general manager, Hank Jongen, apologised to Ms Grace, acknowledging the poor service experience and promising to work with her to resolve the issues.

This response is a reminder that persistence can lead to acknowledgment and action from even the highest levels of government services.
Key Takeaways
  • A British expatriate living in Australia experienced a distressing ordeal with Centrelink over a debt she claims she doesn't owe, which is also accruing interest.
  • Jordana Grace spent over six hours on the phone with Services Australia, but her appeal remained unresolved for four years.
  • While attempting to resolve the issue, she faced inappropriate questioning from a Centrelink customer service agent who asked about her finances and medical conditions.
  • Services Australia's general manager apologised for the service Jordana received, and they are reaching out to resolve the matter, acknowledging the service did not meet their standards.
Have you faced similar challenges? How did you navigate the system, and what advice would you give fellow seniors dealing with these services? We’d love to hear your thoughts in the comments below.
 

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Try dealing with the Child Support Agency. They make Centrelink look like the schoolyard bully, while the CSA is the Gestapo and the SS rolled into one.
Had an uncaring attitude in Coffs Harbour years but don't know if it's changed.My husband was away longer than expected with my eldest son and l could not contact him.l ran out of money and was desperate. l was in a caravan with my other four children and a corgi as we couldn't rent a house too many children. l had never ever asked for money before but desperation forced me into S,S place which was full of Aboriginals just waiting patiently no one at the counter.l shouted out and finally someone came out.l told them my circumstances .and they refused to help saying l would have to sign to say my husband had left me l felt the lowest of the low.l asked to see an Ombudsman and she was very nice but said the same thing so l signed .We had been living on free banana leaflet offer and sold books to secondhand shops l know what it's like to have nothing and l feel sad for all those without anything.
 
With Centrelink it is a minefield to get answers. When you do get onto someone 1. Get their name. 2. Get a reference number. 3. Make notes about what you are talking to them about. 4. Time and date you rang them also. When you get the Reference Number, you have a record they can't deny.
Same as any Federal Government Department call centre. ALL calls are actually recorded for quality and training purposes. I have been called in to "please explain" when I missed a step in a customer's ID verification process when working for the NDIA. There are staff who ACTUALLY listen to calls just for this purpose.
 
I can understand the poor woman’s dilemma. My wife and I recently married. She was on a part pension and I was not. We were both in our eighties. We tried to stop the pension and after wasting several hours on numerous phone calls I went to a Centrelink Office and explained the situation, the result just fill out this form and matter would be fixed. Well the questions, how affulent she was my income and heaps of other irrelevant questions. Of course nothing happened and she still received the pension. After another round of useless phone calls and another several visits to Centrelink and more forms to fill out, 65 pages in total just to stop getting money. Very frustrated I requested to see a Manager and with a few clicks on the keyboard he fixed the situation.
my impression is they seem to employ deadheads.
 
Centerlink, where do I start ?
When I retired I was told to fill out numerous forms, of which I complied.
These forms were completed on my computer then printed off and physically signed {in blue pen},
then the papers were scanned and sent electronically to Centerlink, that's when the trouble started.
Phone call from centerlink, "You are missing several papers, we have not recieved them"
My reply, "yes you have I scanned and sent the req'd papers off, numbered 1-9".
CTR Link reply "No you have not".
So I proceed to CTR Link with a copy of all the papers, and I am called after waiting a long time to see a CTR person.
She is of Asian descent and I have trouble understanding her.
After about 10 minutes of, I'm sorry I don't understand what you are saying, I asked her to turn her monitor around so I could see it,
then told her to scroll up /down turn page etc etc and there behold were the papers that they so vehemently insisted I had not sent.
Requesting to see the manager a bit loudly He came, I showed him the pages that SHE said they had NOT RECIEVED on her monitor.
I then demanded that she be removed from office, as she was computer illiterate and spoke terrible English.
Security was then called and I was removed from CTR Link.
That was 1 of many experiences with CTR LINK.
My wife also has had many bad times with CTR Link.
I shudder if I have to go there.😾
😲
 
With Centrelink it is a minefield to get answers. When you do get onto someone 1. Get their name. 2. Get a reference number. 3. Make notes about what you are talking to them about. 4. Time and date you rang them also. When you get the Reference Number, you have a record they can't deny.
I have always done this in a special book that details these things. It covers every time I have had to speak to them and is all in one place. They really don't like it when you ask for a reference number, but they have to give you one.
 
I am a health professional and have dealt with many emergencies and life threatening situations etc during my long career. When I applied for the age pension, which took a few weeks of filling out endless forms, and having to get my accountant involved, I found it the most stressful experience of my life. I had to get details of two very old workers' compensation claims as well. When I attended the Centrelink offices I was treated well and politely though. I wondered how an elderly person who may not be up to navigating all these forms would cope. I'd never want to go through that experience again!
 
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Im really sorry about this members frayed experience with customer service officer who, if he remembered its recorded. He sounds like he needs a refresher course on etiquette. With a dose of respect.
What anyone dealing with Services needs to know is tbat they can ask for a review. Fortunately her case reached the top, so I hope its solved now.
You can walk into Services and ask for a Review form. This is to have an Authorised Review Officerlook at the facts of your side of the story and why you feel the Departments decision is wrong.
Not many people know that this is available to them. If you feel you right and you have the proof, this is how to get it sorted. That officer could be anywhere in Australia and they look at why you challenge their decision and if he agrees he phones you, personally.
I remember being slugged with a debt I swear I never owed.I always declared my earnings as part of my getting Centrelink payment being a seasonal worker. I had my payslips, my bank statements and I swore for a year or so I didnt owe this debt.
Looking on their site I saw about the Review process. I went to Centrelink and filled the form in, and submitted it. Then a couple of weeks later, lol I had forgotten about it, as my seasonal work had begun again, a ARO phoned me, She said she agreed with me that Centdelink had taken money off me and I was going to get a refund. I was so happy I danced a jig. The officer had an accent which I picked was English. We got to talk about weather and I said it was hot she said it was freezing in Melbourne.
Next time you have a decision thats negative from Services, before you go home, ask for a Review form. It can do one of things put the officer on notice that you wont accept their decision and two you will challenge the decision as is your right.
 
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I'm actually dreading retirement, if only for the fact I'll have to deal with Centrelink to get a pension. I know of only one benefit, I can begin the process 13 weeks prior to retiring and from what I've heard and read, I believe I'm going to really need that time. Nonetheless, even though it's still a year before I intend to step down from the workforce, the dread is building...sigh
 
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