[Observer]

Email received from SDC on behalf of Community First. Special Offer to SDC Members​

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This does not appear to be anything special for SDC Members as it is open to anyone who wants to make an investment. It offers the same interest rates of 5.25% to anyone for a 12 month fixed investment. I do recognize however, it is one of the higher paying returns. ​ New money deposits^ from $50,000 and up to $1 million. Interest paid on maturity.​ Hi XxXxX Earn a guaranteed return on your savings A term deposit is a safe and secure way to invest your money while earning a guaranteed return for a period. If you’ve been thinking about investing in a term deposit, or will soon have one mature that you’d like to reinvest, we wanted you to be one of the first to know about our new term deposit special. It’s available to applicants who meet the offer conditions, including Seniors Discount Club members. Be quick – the offer can be withdrawn at any time. About the offer Earn 5.25%p.a.¹ for 12 months with interest paid on maturity. Available for deposits from $50,000 up to $1 million. New money only - source of funds cannot be from an existing account held with Community First or Easy Street in the past 14 days from the date of enquiry. Available until limited allocation is reached and can be withdrawn at any time. Banking's best kept secret Community First has been in operation for more than 60 years having started in 1959. Community First strives to offer members something different and truly puts members first in helping them achieve their personal financial goals. Today, Community First Bank has over 1 billion dollars in assets, has store locations stretching from the Sutherland Shire, the Hunter Region, Western Sydney and in between. A Guaranteed, Predictable Return In an environment where returns from savings accounts may fluctuate, term deposits can provide a guaranteed return for the time you invest it. By committing a predetermined sum of money for a specific duration, you secure a fixed interest rate throughout the term. Protection from impulse spending In a world where advertisements and consumer temptations abound, dipping into your savings can often be too tempting. Term Deposits serve as a financial safeguard, offering a haven for your funds and acting as a deterrent against impulsive spending. With your money securely locked away for a chosen duration, you gain a sense of control over your finances, making it easier to resist the lure of impulse purchases. Lower Effort Savings accounts can come with conditions you need to remember to adhere to so you can get the maximum interest rate. E.g. saving a certain amount each month or making transactions on a linked account. A term deposit on the other hand requires no effort on your behalf during the term, so you can set and forget while you earn a guaranteed rate. We’d love to have you invest with us To secure this special or to discuss other investment options, click one of the buttons below. Click Here to Apply or Learn More ​ Kind Regards, Community First Bank Level 2, 67-73 St Hilliers Road, Auburn NSW 2144 Offer terms and conditions: 1 Rate is effective as at 9/11/23 – available until limited allocation is reached and can be withdrawn at any time. Rates are for deposits between $50,000 and $1 million. Term Deposits are available to be withdrawn at maturity. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. We may require up to 7 days written notice of your intention to make an early withdrawal. Term deposits greater than $1 million are subject to approval. ^Offer is for new term deposits and is only eligible for funds that have not been with Community First or Easy Street in the last 14 days from the date of enquiry and where the offer conditions are met. The information contained in this advert is general information and does not take into account your personal objectives, financial situation or needs. It is important, before deciding to take up the product, that you consider your personal circumstances and the terms and conditions when deciding to use any product (terms and conditions, fees and charges apply). Community First Credit Union Ltd is the product issuer ABN 80 087 649 938 AFSL/Australian credit licence 231204. Important Information View Our Privacy Policy We will never send you an email asking for your personal information or containing links to login to Internet Banking. Visit the Stay Smart website for more tips on staying safe online. ​ ​ Copyright © 2023 Community First Credit Union This email was sent and authorised by Community First Credit Union Level 2, 67-73 St Hilliers Road, Auburn NSW 2144 PO Box 98, Lidcombe NSW 1825 www.communityfirst.com.au | 1300 13 22 77 Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian credit licence 231204 Operating as Community First Bank