Centrelink's travel rules: Don't let your overseas adventure ground your payments!

As the world opens up again and international travel becomes more accessible, many Australians are itching to dust off their passports and explore new horizons.

However, for those receiving Centrelink benefits, it's crucial to understand how jet-setting can impact your payments.


Centrelink, the government service that delivers a range of payments and services for retirees, the unemployed, families, carers, parents, people with disabilities, Indigenous Australians, and people from diverse cultural and linguistic backgrounds, has specific rules for recipients who travel overseas.

‘There are rules covering how travelling outside Australia may affect your payment or concession card,’ Centrelink stated.

‘These depend on the payment or concession card you get.’

‘When you leave Australia, we may adjust or stop your payment or concession card based on these rules,’ it added.


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Centrelink reminded recipients of rules impacting payments during overseas travel. Credit: Shutterstock


To avoid any financial hiccups, Centrelink advised all recipients to inform them of any travel plans through their myGov account. This is a critical step in maintaining your payments while abroad.

According to Centrelink, ‘If you can’t tell us online, you can tell us by calling us on the phone number that relates to your affected payment.’


One of the key things to remember is that you must report your income on the last business day before your departure. This is mandatory even if your regular reporting day falls on or after the date you leave Australia.

For those who are single but planning to visit a partner overseas, it's especially important to communicate this to Centrelink.

‘If you’re going overseas to visit your partner…we need to review your payment before you leave; otherwise, we may pay you too much,’ Centrelink advised.


It's also worth noting that if Centrelink can't reach you while you're outside of Australia, your payment or concession card may be stopped.

‘If your payment stops while you’re overseas, we usually can’t restore your payment until you return to Australia,’ Centrelink explained.

‘While overseas, it’s important to tell us if your circumstances change just like if you were in Australia.’

‘This is because some changes can affect your payment or concession card,’ it continued.


Interestingly, you don't need to inform Centrelink when you return to Australia. If your trip is less than a year, your payments will continue to be processed every two weeks as usual.

However, if your adventure takes you away for over a year, your payments will be extended to every four weeks.

Depending on your location, these payments can be deposited into an overseas bank account and may be paid in the local currency or US dollars.

In the event of a serious issue, such as illness or a natural disaster, that prevents you from returning home, you may be eligible to extend your payments.

In such cases, you should contact Centrelink International Services for assistance.


As the Australian government continues to adjust policies affecting social security payments, recent warnings have been issued regarding potential changes for those travelling abroad.

This development underscores the importance of staying informed about how such changes might impact financial support while overseas.

In addition, Centrelink is also advising Australians to review and update their tax returns due to recent modifications in payment protocols.

Keeping up with these updates is crucial to ensure compliance and avoid any disruptions in financial support.
Key Takeaways
  • Centrelink released reminders for recipients about rules that may affect their payments while travelling overseas.
  • Recipients were encouraged to inform Centrelink of their travel plans through their myGov account and to report their income before departing.
  • Payments or concession cards may be adjusted or stopped if recipients do not update their circumstances or Centrelink cannot contact them.
  • Payments for those overseas less than a year continue as usual, but for more than a year, payments switch to every four weeks and can be made to overseas banks.
Have you had any experiences with Centrelink payments while travelling abroad? Share your stories and tips in the comments below to help fellow travellers navigate these waters. Safe travels, and don't forget to keep Centrelink in the loop!
 
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Don't know about Centrelink but have just received another scam letter, this time from the Tax Office. It is so obvious a scam that they must be getting even more sloppy in their attempts:

Hello Tax Payer,

A new secure message regarding your Australian Tax payment has arrived.

Friday, July 26, 2024.

Read here.

Regards,
MyGov Support Team.
 
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But do you think it's fair that someone who wasn't born here, lives here for 20 years then move back to their country of birth and rake a pension with them.

I think if you were born here or at least grew up and worked here then decided to retire overseas then that's different but to only live here and work for only 20 years I don't think that's fair
But they only would have got a percentage of the pension I think, they do deserve some Pension because they paid Tax for 20 years.
 
That's the only way you can get an English pension but you have to have worked and payed taxes in England if you want the pension if you emigrated as a child you are not entitled to an English pension
That's right you must be born in the UK and worked to get an English Pension
 
It's a wonder when they returned to their birth country, they didn't apply for their pension then, instead of our Australian pension.
Greece didn't have a pension and I think it still doesn't.
In the 80s I heard of alot of people doing this and I felt back then it wasn't right.

It's different if someone grew up in a country then worked and when retired if decided to live in another country that's OK but come to Australia in your 40s stay for 20 years and leave with an Australian pension is wrong

Maybe it's just me who thinks like this.
I would hate to see exactly how many people live overseas on an Australian pension
 
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Greece didn't have a pension and I think it still doesn't.
In the 80s I heard of alot of people doing this and I felt back then it wasn't right.

It's different if someone grew up in a country then worked and when retired if decided to live in another country that's OK but come to Australia in your 40s stay for 20 years and leave with an Australian pension is wrong

Maybe it's just me who thinks like this.
I would hate to see exactly how many people live overseas on an Australian pension
There are lots of people living in different countries and collecting an Australian Pension, their prerogative to live in another Country for a better standard of living. It's getting pretty hard in Australia to live comfortably, Pensioners haven't had a proper rise to bring it in line with the standard of living for a long time, and that's what it's all about living comfortably in your old age. Governments just want us to die and go away.
 
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Greece didn't have a pension and I think it still doesn't.
In the 80s I heard of alot of people doing this and I felt back then it wasn't right.

It's different if someone grew up in a country then worked and when retired if decided to live in another country that's OK but come to Australia in your 40s stay for 20 years and leave with an Australian pension is wrong

Maybe it's just me who thinks like this.
I would hate to see exactly how many people live overseas on an Australian pension
Greece seems a bit lousy/tight.
I must admit nobody fessed up to it that I knew in the 80's, but it undeniably happened.
It does seem rather shady to move here and return with our pension that isn't the country they were born in.
 
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Greece seems to be lousy/tight!
I must admit nobody fessed up to it that I knew in the 80's, but it undeniably happened.
It does seem rather shady to move here and return with our pension that isn't the country they were born in.
But they worked here for 20 years surely that counts for something
 
There are lots of people living in different countries and collecting an Australian Pension, their prerogative to live in another Country for a better standard of living. It's getting pretty hard in Australia to live comfortably, Pensioners haven't had a proper rise to bring it in line with the standard of living for a long time, and that's what it's all about living comfortably in your old age. Governments just want us to die and go away.
I don't think anybody is against Australians moving overseas for a better life in their retirement years.
 
politicians get a pension and its not means tested and available on leaving the job regardless of age, and they dont contribute...us mortals get a pension, means tested available on reaching age 65+yrs, and subject to reporting periodically any changes, in short our age pension IS actually, welfare and is actually treated as such. I cant understand how one pension is entitlement and one is welfare.us old folk remember when we started work ,along with tax we paid social security out of our pay packets , but somewhere along the next 40 +yrs the social security was lumped in with deductions and out of memory...must look up dictionary to see what the difference between welfare and pension is....just curious
 
I don't think anybody is against Australians moving overseas for a better life in their retirement years.
It's a sin that people move overseas for a better standard of living, we should be so well looked after but we have a crap system that our politicians rort to the hilt which leaves us workers with nothing
 
Do you still advise if short trip like less than two weeks?
I went to new Zealand for my brother's funeral and went into centrelink and told them I was flying out on the saturday but I had to report while I was over there they told me to come into them on the friday and do my reporting. The following week my pension didn't go in my bank the the ph number they gave me to use if I had to ring from NZ wouldn't work and when l did get back and went into find out why my pension had not gone in they said because I didn't report on the due date and my pension had been stopped. I was told the information about going into the office before I flew was wrong and I should have reported as usual . It took 3 months to get my pension back but not back date
 
There are lots of people living in different countries and collecting an Australian Pension, their prerogative to live in another Country for a better standard of living. It's getting pretty hard in Australia to live comfortably, Pensioners haven't had a proper rise to bring it in line with the standard of living for a long time, and that's what it's all about living comfortably in your old age. Governments just want us to die and go away.
Alot of countries don't have pensions. Australia is actually one of the best for pensions
 
I went to new Zealand for my brother's funeral and went into centrelink and told them I was flying out on the saturday but I had to report while I was over there they told me to come into them on the friday and do my reporting. The following week my pension didn't go in my bank the the ph number they gave me to use if I had to ring from NZ wouldn't work and when l did get back and went into find out why my pension had not gone in they said because I didn't report on the due date and my pension had been stopped. I was told the information about going into the office before I flew was wrong and I should have reported as usual . It took 3 months to get my pension back but not back date
You couldn't report on line ?
 
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