BEWARE: Millions lost to 'Hi Mum' scam—and it just got more cunning!
By
VanessaC
- Replies 19
In 2022, a simple yet devastating scam swept across Australia, leaving thousands of victims in its wake.
Known as the 'Hi Mum' scam, it preyed on the parental instinct to help their children in times of need.
The scam was alarmingly effective, with over 11,000 incidents reported in Australia that year alone.
Now, as we move into 2024, the National Australia Bank (NAB) has issued a warning that this scam has evolved, becoming even more sophisticated and potentially more damaging.
The original 'Hi Mum' scam involved criminals sending text messages to victims, posing as their children in distress and urgently needing financial help.
However, the 'Hi Mum' scam has now undergone a chilling upgrade.
According to NAB Chief Digital Officer Suj Rana, the scammers are now using voice impersonation technology to make phone calls to their victims.
'What's changed is the “Hi Mum” was a text message, and this has now evolved to become a phone call that a person will receive pretending to be from a family member that is in distress,' he explained.
'They can make these phone calls from as little as three seconds of video that is often obtained from your social media profile or from a voicemail.'
While Rana said that they have not received any reports of customers falling victim to this type of scam, it’s only a matter of time.
'We are seeing these scams already occurring in the US and UK…but we are expecting over the next few months for this type of scam to head Down Under.'
So, how can you protect yourself and your loved ones from falling victim to this upgraded scam?
If you receive an unexpected phone call from a 'loved one', especially from an unfamiliar number, be cautious.
If the caller is urgently asking for money and insisting that you don't tell anyone else, this is a major red flag.
Scamwatch, a website run by the Australian Competition and Consumer Commission (ACCC), also advises being wary of callers asking for security information, bank account or card details, or suggesting that your accounts have been compromised.
If a caller asks you to install software or access a secure account on your phone or computer, this is another sign that you could be dealing with a scammer.
If you're unsure about the legitimacy of a call, Rana advised hanging up and trying to contact the person back through a method you trust before transferring any money.
'A lot of these scams start with your social media because that is where they get the audio content from, so it is important you review your profiles and wherever possible, set them to private or set them to locked,' he added.
In addition to these precautions, Scamwatch recommends letting calls from unknown numbers go to voicemail and hanging up on anybody who threatens you.
They also remind everyone to never give remote access to their computer and to avoid clicking on links in texts or emails.
If you believe you've been scammed, contact your bank immediately to report the scam and cancel any transactions.
Change your passwords on all online accounts and devices, and contact IDCARE on 1800 595 160 if you need further support.
You can also visit our Scam Watch forum for more information on the latest scams.
Have you or someone you know been targeted by a scam like this? Share your experiences and tips for staying safe in the comments below.
Known as the 'Hi Mum' scam, it preyed on the parental instinct to help their children in times of need.
The scam was alarmingly effective, with over 11,000 incidents reported in Australia that year alone.
Now, as we move into 2024, the National Australia Bank (NAB) has issued a warning that this scam has evolved, becoming even more sophisticated and potentially more damaging.
The original 'Hi Mum' scam involved criminals sending text messages to victims, posing as their children in distress and urgently needing financial help.
However, the 'Hi Mum' scam has now undergone a chilling upgrade.
According to NAB Chief Digital Officer Suj Rana, the scammers are now using voice impersonation technology to make phone calls to their victims.
'What's changed is the “Hi Mum” was a text message, and this has now evolved to become a phone call that a person will receive pretending to be from a family member that is in distress,' he explained.
'They can make these phone calls from as little as three seconds of video that is often obtained from your social media profile or from a voicemail.'
While Rana said that they have not received any reports of customers falling victim to this type of scam, it’s only a matter of time.
'We are seeing these scams already occurring in the US and UK…but we are expecting over the next few months for this type of scam to head Down Under.'
So, how can you protect yourself and your loved ones from falling victim to this upgraded scam?
Tip
The first step is to be aware of the warning signs.
If you receive an unexpected phone call from a 'loved one', especially from an unfamiliar number, be cautious.
If the caller is urgently asking for money and insisting that you don't tell anyone else, this is a major red flag.
Scamwatch, a website run by the Australian Competition and Consumer Commission (ACCC), also advises being wary of callers asking for security information, bank account or card details, or suggesting that your accounts have been compromised.
If a caller asks you to install software or access a secure account on your phone or computer, this is another sign that you could be dealing with a scammer.
If you're unsure about the legitimacy of a call, Rana advised hanging up and trying to contact the person back through a method you trust before transferring any money.
'A lot of these scams start with your social media because that is where they get the audio content from, so it is important you review your profiles and wherever possible, set them to private or set them to locked,' he added.
In addition to these precautions, Scamwatch recommends letting calls from unknown numbers go to voicemail and hanging up on anybody who threatens you.
They also remind everyone to never give remote access to their computer and to avoid clicking on links in texts or emails.
If you believe you've been scammed, contact your bank immediately to report the scam and cancel any transactions.
Change your passwords on all online accounts and devices, and contact IDCARE on 1800 595 160 if you need further support.
Key Takeaways
- NAB has warned about new scams involving voice impersonation technology, which are an evolution of the 'Hi Mum' text message scam.
- The scammers use brief audio snippets, often from social media, to imitate family members in distress, asking for money over the phone.
- There are warning signs to look out for, such as unexpected calls from unknown numbers or urgent requests for payment and secrecy.
- To protect oneself, it is advised to confirm the identity of a caller through trusted means, set social media profiles to private, and never give out personal information or remote access to devices.
Have you or someone you know been targeted by a scam like this? Share your experiences and tips for staying safe in the comments below.