‘World-leading’: new system promises to make ID verification a breeze

A groundbreaking shift in how Australians will verify their identity is on the horizon.

What initially seemed like a simple idea is now causing waves in the tech world, with promises to make everyday transactions safer and easier.

What’s behind this innovative move, and how could it change the way we interact with banks and businesses forever?


Australia's largest bank, Commonwealth Bank (CBA), partnered with Services Australia to trial a new myGov verification program.

The aim was to allow Australians to verify their identity with banks and businesses without submitting copies of their ID documents.

The trial utilised the Medicare card in the myGov app’s digital wallet to confirm identity.


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New trial simplifies identity verification for Australians. Image source: Pexel/cottonbro studio


Participants scanned a QR code within the app at one of Commonwealth Bank’s (CBA) branches in Canberra.

By agreeing to share information from a ‘test Medicare card’ electronically, users helped CBA access government-verified data, like their name and valid Medicare enrolment, without disclosing their Medicare number.

Minister for Government Services and NDIS Bill Shorten highlighted that the initiative was designed to protect personal information.

'It may mean in future you wouldn’t need to hand over copies of your ID documents for banks to store on their own systems, reducing the data they need to collect,' Shorten said.

'Banks would be able to get confirmation of a person’s identity, verified by the government, within seconds.'


The goal was to reduce businesses' need to store sensitive documents, thereby minimising the risk of cyber attacks.

This pilot was part of the broader Trust Exchange (TEx) initiative, announced in August of the previous year.

TEx, which wasn’t a wallet or app, allowed Australians to verify their identity based on government-held information.

Other successful TEx trials had already taken place, including a Brisbane GP clinic testing the technology for patient registration in December.


In this trial, participants scanned a QR code using the myGov app and confirmed which information, such as details from Medicare, DVA veterans' cards, or Centrelink concession cards, they consented to share with the clinic.

Shorten referred to the TEx system as 'world-leading,' noting that it eliminated the need for businesses to request hard copies of documents.

He likened it to 'when Australians moved from using cheques to tap and pay - it’s revolutionary'.

Shorten emphasised that TEx was based on an opt-in model, but expressed hope that Australians would embrace it due to its convenience, control, and security.

The Australian government would review the trial results to determine the next steps.

Key Takeaways
  • Commonwealth Bank (CBA) and Services Australia launched a trial to use the myGov app’s Medicare card for identity verification.
  • The system allows participants to securely share their details without revealing sensitive information like their Medicare number.
  • Minister Bill Shorten described the program as 'world-leading,' aiming to reduce businesses' need to store personal documents.
  • The trial is part of the larger Trust Exchange (TEx) initiative, which could revolutionise how Aussies verify their identity with businesses.

Do you think this tech will change the way we interact with businesses forever? Let us know in the comments!
 

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George Stevenson was heavily criticised by many people who said that his very modern invention, the steam train, would kill you if it traveled at speeds in excess of walking speed! Now that was fear at it's worst.
totally different kettle of fish
 
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George Stevenson was heavily criticised by many people who said that his very modern invention, the steam train, would kill you if it traveled at speeds in excess of walking speed! Now that was fear at it's worst.
The point is that you are putting all your trust on some Banks and the Government here which is totally laughable.
As for the steam train you had a choice and that was to either jump on it or walk your way around "AT YOUR PLEASURE", where here you have not choices at all as you have to jump on it even it will lead you to destruction and loss of your own hard earned funds. BANKS SHOULD BE FORCED TO REFUND ANY MOMNEY LOST BY THEIR CUSTOMERS.
 
Beware the lure of convenience! It sounds good, but in future all your activities, decisions and purchases will be able to be tracked - just like the horrific social credit system in China. Moreover, it seems no systems are safe from hacking! I prefer to be cautious.
Yes,all about control
 
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I totally agree with you. My thoughts ahhh this is another way of tracking what we buy, spend etc. I don’t want to be tracked, I don’t do anything illegal but don’t want strangers looking into my life! Who on earth thinks the China system is the way to go? Oh yeah Govt and bureaucrats!
They are still trying to figure out how to stop the Chinese govt from spying of Defence Dep through security camera systems made in China! So no thanks
 
I'm not sure about this but I would say that I am a fan of modern technology and this seems to be an interesting new service that would have a lot of benefits in the future. We are always critical of new things, electric lights come to mind but once we get used to the benefits then there is no issue. So, try it, you might like it!
So far, none of my electric lights have been hacked!🤭
 
Lest force ALBO to legislate that all Banks Including the CBA of course, will be forced to refund all money lost through those schemes (OR SCAMS) and you will soon see the biggest triple backwards somersault in the Bank's history and going back to the good and safe system.
 
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I personally thi k it is ridiculous. Many people still do not have mobile phones nor computers. Remember the K.I.S method. Keep it simple. Not only that make it EASY FOR EVERYONE TO USE. It's disgusting how businesses think everyone is I.t. savy and have mobile phones plus all the latest gadgets.
 
dont own or have a dumb phone sowheb will one be delivered FOC and lessons on how to use it.Do not waste my time anything the government pushes is fraught with stings attaced for them not us underlings,SSOLENT GREEN GREEN comes to mind as well as LOGANS RUN .All about contro; and the non followers can go and have INTERCOURSE with THEMSELVES similar aussi response required now go buy a vowel or two.
 
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I am sick of verification codes it is nearly impossible to use if you do not have a computer or mobile phone
 
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The supposed benefit of this scheme is that you won't have to show your bank, doctor or other companies, your photo identity documents.

Problem is I am far less concerned about what my bank, doctor wants to know about who I am than what the government wants to know about what I think, where I go and who I am talking to.

Sounds to me like this scheme is a way for the government to say:
"Look you don't have to bother about our new age restrictions on social media, requiring you to positively identify yourself to your social media providers. You can now just link your Medicare card and we'll confirm that you're over 16."

While knowing that the moment you 'confirm your Medicare card' to your social media provider, they will be able to link your online id to your MyGov account. So, if the ACMA decides one of your posts is Misinformation, you'll be getting a knock on your door shortly after.
 
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Probably because you are not very Switched on!
But, unlike you, I am not a brainwashed and most probably even paid up for pushing crap unto us.
As for qualifications, I am very confident that I have more than you and I still strongly believe in the old and safest ways of doing things not what some profits making Banks are wanting to push upon us so that they can make more money and their CEO's collecting bigger bonuses, and I am definitely not following corrupted Politicians who only look at how they can stay in power and screwing us and not looking after their constituents.
 
But, unlike you, I am not a brainwashed and most probably even paid up for pushing crap unto us.
As for qualifications, I am very confident that I have more than you and I still strongly believe in the old and safest ways of doing things not what some profits making Banks are wanting to push upon us so that they can make more money and their CEO's collecting bigger bonuses, and I am definitely not following corrupted Politicians who only look at how they can stay in power and screwing us and not looking after their constituents.
Oh dear, you certainly seem to have a very depressed existence. What do you do for entertainment? You probably read obituaries for a laugh.
 
Oh dear, you certainly seem to have a very depressed existence. What do you do for entertainment? You probably read obituaries for a laugh.
Unlike you I have a great life. I am enjoying driving around my properties at my leisure with my trusted Kelpie who is dying to have a go at the cattle and yes, I do travel around the World at every opportunity without even making use of any Government assistance. I am also enjoying going and watch my own racehorses (Most of them I breed them myself) with terrific results and watching my own bred foals growing up. Yep that is my very depressed life
I am sure that the comments you made about me are a real example of yourself and how you are spending your life.
 
1984 is closing in. They make it look glorious but they have an ulterior motive.. CONTROL.
 

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