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Get debt free then help my wider family (I`m single)

No not at all Esp. with osteoarthritis in one knee, staving off a second knee recon/replace on the other knee. Otherwise a . . . highly tuned active person.

New member : Phil Jo Good morning, New member, 61 young (relatively fit/healthy), an optimist by nature. Up for new experiences and ongoing education

Thank you Who would have thought a post such as this would motivate a cleanout/reorg. Next, the wardrobes and declutter