It costs you nothing for the card and the amount adds up with your normal grocery shopping. So it really is a win for the customer. I have $200 which I can now use for Christmas. Bonus!!
Unfortunately a lot of landlords (or dodgy real estate agents) are like this. My daughter went to a tribunal when told she wasn't going to get her bond back. Order given to return total amount. Sometimes it is worth following these things up
Sorry I don't believe the line "dementia is preventable." We can maybe delay the onset of dementia by following the suggestions provided. Hopefully there may be a cure in the future