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  1. HamMcG

    March 2024 Pension Indexation: What to Expect

    I feel for those who seem to be doing it tough, but maybe you can help your kids avoid the same fate. Buy a house. Pay it off. Don't get old and pay rent. Invest in long term money earners like solar. Invest in super, so you have your own income and a part pension to top it off. Part pensions...
  2. HamMcG

    Leaked emails expose how supermarkets profit more while customers ‘get screwed’

    I am grateful that in Australia we can shop for just about anything we require, and there are so many places to choose from. The staff are always welcoming and friendly. I love seeing the kids working early in the morning still getting the shelves ready for the grumpy old boomers to come in when...
  3. HamMcG

    This tiny detail on Woolworths item has shoppers up in arms—Did you know about this?

    Lots of people going to the supermarket just to wind themselves up. Stay at home, grow your own. Problem solved. Again.
  4. HamMcG

    Woolworths fires back: The truth behind 'rip off' chocolate mud cake claims

    If you want a cake with a valentine theme then your problem is solved. If you don't want it, do not buy it. Another problem solved. You're welcome.
  5. HamMcG

    JB Hi-Fi allows customers to haggle in-store: 'Take the deal'

    In terms of price they are all competitive but in my experience after sales with Harvey Norman is excellent, JB ok, and Kogan simply non existent. Kogan's cheap stuff seems a great deal and I have had products that were ok. The one that failed they did not want to know about and insisted itmust...
  6. HamMcG

    Tears and Heartbreak: Nat Barr's raw onscreen reaction to one Father's loss

    A sad story but a lesson for your kids. You secure income, buy a house, and then, start a family.
  7. HamMcG

    Retirement Ruined? Soaring living costs force Aussie seniors back to work

    I would say doing dead end low paid work like doordash is a dead end. At 32 there is plenty of time to learn additional skills. We raised 3 kids with my wife a fulltime mother. She was sacked as soon as her employers learned of her pregnancy. At 35 trying to get back to work she found no longer...
  8. HamMcG

    Are you among the 2 million Australians who may be eligible for a two-year rent freeze?

    These stories pit Aussie against Aussie. If governments continue to let foreigners buy up property and increase immigration unsustainable levels then average Australians both landlord and tenants will pay the price.
  9. HamMcG

    Could you lose your tax break? Warning for pensioners withdrawing too little from superannuation!

    Thanks for the info, but I don't know who wouldn't know this. If you have an income stream taking out the minimum your financial institution would have advised you of the new figure on July 1 and will you will have received double the usual amount in the first payment in July. If you are...
  10. HamMcG

    Social media erupts as wealthy 88-year-old widow asks for pension support

    Most of the replies I've seen about this are ill informed and nasty. She is entitled to a pension and just as importantly the Concession Card. I had considerably more income than she has and I have it. I paid tax for 45 solid working years, I'm still paying tax on my other pension, so those who...
  11. HamMcG

    The truth about the financial struggles of a pensioner

    Price Hipster is an app that sends alerts whenever your items falls to a certain price. It also shows price history of items. Most products in rotate through a regular cycle of discount. Using this you can make sure you always buy your regular items at discounted prices. For example, coffee is a...
  12. HamMcG

    Sydney real estate agent suspended after making ‘vicious’ remarks about renters

    A good agent should be one of your essential network members. They can look after your most important assets, alert you to danger, and inform you of opportunities. I have no time for outrage mostly from people who would be better off directing their thought energy to positive self advancement...
  13. HamMcG

    90-year-old Australian grandmother scammed out of $100,000 in the latest IT-based con - Learn how to stay safe

    Fairly typical, family members say why won't the bank fix this, maybe they should ask what they themselves could have done to prevent it.
  14. HamMcG

    Kmart shopper creates amazing $4200 designer bag lookalike with $8 dupe

    You're not buying a bag, that's just a way for you to flash the logo. Buying it tells everyone you're rich. Copying it tells everyone you'd like to be rich but are poor.
  15. HamMcG

    Estranged Children and Contesting Wills: Have Your Say

    Having two estranged children I am still leaving all three equal parts of my estate. I don't want my passing to be a source of even more discord. I don't want one child to bear the burden of being favoured. I'm gone, its bygones, but my will can help people come together and accomplish what I...
  16. HamMcG

    Estranged Children and Contesting Wills: Have Your Say

    I understand the reasons. I would however encourage people to try to include all children in the will. Chances are the children are already disconnected over their attitude towards you, and a divisive will does not help people build bridges. It is my belief a will should be bygones, and ones...
  17. HamMcG

    Did you receive the recent Age Pension increase?

    Thanks Ronmaz Can you say how the increase would be calculated for someone on a part pension? I assume someone receiving half the rate wouldn't get the full increase.
  18. HamMcG

    Did you receive the recent Age Pension increase?

    Just a suggestion. Don't ring Centrelink for information that is readily available.. This is why the hold times for serious issues blows out to nearly an hour. Get the app, it shows every payment 2 fortnights in advance.
  19. HamMcG

    Centrelink wait times soar due to severe staff shortages. Here’s what the CEO has to say.

    I’ve changed my mind on this one. If resources are under pressure it’s better to have people doing the work than answering phones. My application was submitted and approved in 2 weeks. If I have a complaint there is a grievance process, people have to stop holding up the queue and find other...
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