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I don't see why the banks should refund the money. People have been told not divulge personal information. They should look up the phone number on their bank statement and ring that number.

Did you stop to think it could have been her water breaking as it does when a woman is about to give birth.

Maybe they live in a place where one has to watch every drop of water used.

That is why I always take a close look under the cardboard wrapper.