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That 'trusted' medical system failed dismally during the Covid scam. We saw clear evidence that money drives decisions, not science. And we are still seeing evidence of wrongful cover-ups. Why won't the TGA properly respond to fair inquiries that might expose failures? Why have we not had a...

So those who saved well during their working life pay more for a little help in old age than they would pay through private contracting. In other words, there is no aged care for them until they drain every cent they put aside. And for those with less, there's no effective help at all. They just...

Terrible idea. I think phones are for making and receiving phone calls. My son-in-law loses his phone often. My daughter's phone battery seems to be always flat. My grandchild plays with his parent's phones (and I see little kids doing this all the time!). When I shop, I suffer endless...

I remember when councillors were not paid at all. It was a voluntary role. And I remember communities functioned very well and people were very happy. My grandmother used to say all politician roles at every level should be voluntary and unpaid, except for evidenced expenses. I saw some...

Happiness is a sate of mind, not a state of circumstances. Choose to always be happy and nothing and nobody can ever spoil your joy.

I've changed banks several times in the past two years and now with UBank but about the change again. I am frustrated and angry that banks demand you increase your balance each month or get no interest. That is discriminatory. Retirees don't typically want to keep boosting their savings. And...

If any politicians were smart, they would look at the pension very differently. They would see that the assets test is a huge disincentive to saving and responsible money management, and actually pushes more people onto the pension plus creates resentment of unfairness that drives people to want...

Depends what they spend on. Food and some other necessities are GST free. To tax them would put huge pressure on those on low incomes, who spend most of their money on necessities. Let's say they spend $25K a year on food and other tax free essentials. The $3300 is not enough to cover their...

Mate, I don't know where you got the idea that I am or was an employee? I am retired, but for most of my working life I ran my own business, started from scratch on the kitchen table with nothing and built with 80 hour weeks living on the bread line while I paid other people and copped all the...

Sorry, but you are incorrect. "Superannuation's introduction in Australia in 1992, the Superannuation Guarantee (SG),was a significant policy shift where employers were legally required to contribute a percentage of their employees' wages into a retirement fund. This compulsory system arose...

Rent has become unaffordable for many. Many don't have a good landlord. I would struggle with the insecurity of renting - knowing at any time I might have to find alternate accommodation. I would hate not being able to develop a garden and fruit orchard that I could be sure I could enjoy for...

I certainly agree with your comments about wants vs needs. But I cannot agree with your comments about super. It IS the employee's money. Super is ultimately part of a salary package. The more super the employer pays, the less wages he can afford to pay. Conversely, the less super he has to...

Spot on. There's that company shield again. It is depriving honest people of what is rightfully theirs and benefiting people with profits that they are not entitled to.

12% of income during working years is now going to superannuation. No wonder people can't afford a home. The current rules are thoroughly stupid. Everyone should be able to use their super (if they can show need) to acquire a very modest first home or a home to replace one lost in a crisis or...

Not affected by a builder collapse, though the builder's subsequent collapse protected him from both civil law suits and action by the regulator on multiple complaints of fraud, extortion and other major breaches of law. Ironically, in Queensland, merely closing a building company exempts the...

Who said anything about lying? Tact works better than anger.

I think it is a gender thing. Men often feel entitled to leave the kitchen chores to women, or maybe just don't know how to do them or fear they will do it wrong. I used to struggle to help in other people's homes because I was nervous that they might not like the way I do things. I especially...

How do they come up with an inflation rate of 2-3%? My insurances rose 29%, council rates 19%, water rates 15%, electricity a whopping 317%, and food nearly 40%. Some costs may have fallen a little, but those are the main expenses we can't escape and falls elsewhere come nowhere near...

Something about this entire affair doesn't sit right with me. Yes, Robodebt used an illegal method of calculation. And yes, that was wrong. But if someone's tax return showed sufficient income that they might not qualify for benefits, that means they obviously had an adequate income for the...