They can’t save as they are too busy spending having a good time ,not thinking about their future , it will dawn on them when it’s too late that they have wasted their life and money .
Also told my daughters no flowers unless from the garden, private service etc not letting undertaker make money from my demise. They try to manipulate you at the most vulnerable time.
Fair crack of the whip, Governments overloaded with public servants, what the bloody hell do they do all day . There needs to be a shake up in these departments, or cut their pay maybe that will get them moving.