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"Sometimes, the design of a product or service can unintentionally create new barriers—especially when it isn’t built with all users in mind." ...the biggest barrier with soo many online services & business is that if trouble happens there is no phone help & no easy way of contacting these...

Thanks, interesting esp re the wood fire & heat pump & solar batteries as I've been hesitating on solar as not convinced its gonna save me by the time I outlay the big bucks

Ageee this works well as I've been doing it for yrs too tho my bpays come out of my fee free credit card (so the money stays in my account til the bills get debited- my credit card is in credit balance of around $8k so no bill shock for me ($550 per fortnight from my wage going in more than...

I don't even know how to use my phone/wallet to pay for anything, hate the idea of fully cashless, we always need a choice!

Exactly why I didn't proceed to Geelong for more tests, etc after a mammogram - unaffordable! I took the risk & so far so good, thankfully! There are other health concerns as well & it's all out of reach financially, unfortunately! Paid thousands in Medicare levies over my working life & now...

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Hope you are right!

Free trade brought in cheap Chinese imports of everything, hard to find quality now (John Howard opened the floodgates?)

Most common every day people probably are aware or half aware & probably agree but the wealthy big business, CEOs, etc & pollies in bed with them won't listen to us hard working ordinary folk whilst they are lining their filthy pockets

Yes old tricks! I shop online & get free delivery (I only shop when a the veg & perishables are used up (approx every 3 or 4wks) which also means my bill spend is usually enough to get free delivery! Powdered milk helps keep me away from supermarket too!

Crazy!

Yes indeed

Yet the victims stay loyal & don't ditch the bank! Strange!

Welk we should ALWAYS have the choice to use cash! I use card a lot but still not good with paying by phone wallet yet (tho have used it to buy tix when there's no choice)!

Calling someone stupid is very rude!

Nice reply, agree & wish I was so polite

Yes, same but it can be easy to get caught out when we're in a rush, distracted etc- some people here are just plain rude these days, even smart people can get caught unfort

And you are an ar*hole with that attitude!

Comparing isn't all that easy when they all seem to have a different name for their risk profile options & the total $ fees, charges, etc are never easy to compare either! A bit like utility companies, they get very cunning at presenting info so you have to really dig deep to get the info you...

The law is an ass, it's pathetic that you can't even defend yourself any more :(