[Observer]

To be honest, I am getting somewhat sick and tired of these additional fees, hidden charges, and the way a business might conduct its authority over using card or cash, and the way we, as purchasing customers, seek ways to avoid paying these unnecessary and to be honest, demanding fees.
The next time a business says to me that they don't accept cash, I will make sure I have the correct amount of money for the purchase, lay the money on the counter, and walk out with the product.
Let them call supervisors, police or whatever, the product will have been paid. Let them scream as much as they like. Not like you have stolen anything.
I would love to see it go to ACA. The article would stream all around Australia, maybe even overseas, kicking up a huge debate.
People have a right when paying by cash or card and not be told how they should spend their hard earned monies.

 

[Greg350]

It's very simple, if you don't like or want to pay the fee don't pay and walk out. No one is forcing you to buy a product at a particular store. When you go to use your card the amount is on the screen.....READ WHAT IT SAYS.

 

[Greg350]

To be honest, I am getting somewhat sick and tired of these additional fees, hidden charges, and the way a business might conduct its authority over using card or cash, and the way we, as purchasing customers, seek ways to avoid paying these unnecessary and to be honest, demanding fees.
The next time a business says to me that they don't accept cash, I will make sure I have the correct amount of money for the purchase, lay the money on the counter, and walk out with the product.
Let them call supervisors, police or whatever, the product will have been paid. Let them scream as much as they like. Not like you have stolen anything.
I would love to see it go to ACA. The article would stream all around Australia, maybe even overseas, kicking up a huge debate.
People have a right when paying by cash or card and not be told how they should spend their hard earned monies.

As long as there is a sign they legally do not have to accept cash.

 

[Observer]

As long as there is a sign they legally do not have to accept cash.

Whether there is a sign there or not, the people are being TOLD how they should pay for an item, and the decision is being made by the business. We, as paying customers, also have our rights.
Until the day comes that cash becomes outlawed, and while cash is still an acceptable form of payment, nobody has a right to tell you how to make a purchase.
These added fees, are a tax deductible item to a business, that we, the people are paying for however, we, the people, can not make a tax deductible claim for having paid these extra fees.
The system is corrupt.

 

[Greg350]

Whether there is a sign there or not, the people are being TOLD how they should pay for an item, and the decision is being made by the business. We, as paying customers, also have our rights.
Until the day comes that cash becomes outlawed, and while cash is still an acceptable form of payment, nobody has a right to tell you how to make a purchase.
These added fees, are a tax deductible item to a business, that we, the people are paying for however, we, the people, can not make a tax deductible claim for having paid these extra fees.
The system is corrupt.

Please cite the relevant law that says we have a "right" to pay the way we want?
As a customer you have the right to walk away, you have the right to not go in. A retailer does not have an obligation to service you.

Now, please cite the law you are referring to?

 

[Charlotte59]

The best policy in this situation i think would be, no cash, no customers.

 

[Observer]

Please cite the relevant law that says we have a "right" to pay the way we want?
As a customer you have the right to walk away, you have the right to not go in. A retailer does not have an obligation to service you.

Now, please cite the law you are referring to?

I have not cited any law.
I have simply stated that we have a right to pay how we want to pay.
Please re-read my posts on this matter.

 

[Observer]

The Reserve Bank of Australia has proposed removing surcharging on EFTPOS, Mastercard and Visa cards from July 2026. This isn't just tinkering around the edges—it's a complete overhaul of how we pay for things.

The reason for this dramatic shift is simple: the payments ecosystem has changed dramatically since the early 2000s, and imposing fees and surcharges on credit and debit cards no longer works in a predominantly cashless society.
Here's where it gets interesting for anyone who's tired of these sneaky fees. About 90 per cent of small businesses don't currently surcharge and would gain around $185 million in net benefits from the proposed reforms.

For consumers, the benefits are even clearer. They'll avoid surprise fees at checkout, won't need to switch payment methods to dodge surcharges, and won't have to report excessive fees to the Australian Consumer and Competition Commission.

Combined with lower interchange fees, this means consumers should face less friction and more predictable pricing.

What the surcharge ban means for you​

• No more surprise fees when paying with EFTPOS, Visa, or Mastercard
• Estimated savings of $1.2 billion annually for all consumers combined
• Changes expected to take effect from July 2026
• About 90 per cent of Australian businesses will be better off under the new system
  
  Be sure to read this article.
  
  
  

  When bakeries accidentally advertise surcharges as the next best thing

  A Melbourne bakery has inadvertently created the perfect metaphor for how Australians feel about card surcharges—and frankly, it's not a recipe anyone wants to try. A keen-eyed shopper visiting Bakers Delight recently spotted something that would make any customer do a double-take. There...

  seniorsdiscountclub.com.au
  
  Times are changing and for the better

 

[mylittletibbies]

Whether there is a sign there or not, the people are being TOLD how they should pay for an item, and the decision is being made by the business. We, as paying customers, also have our rights.
Until the day comes that cash becomes outlawed, and while cash is still an acceptable form of payment, nobody has a right to tell you how to make a purchase.
These added fees, are a tax deductible item to a business, that we, the people are paying for however, we, the people, can not make a tax deductible claim for having paid these extra fees.
The system is corrupt.

While I agree with you that the system is corruption and I am sick to death of paying these fees, what you're saying is not actually correct.

The law says that the seller does have the right to refuse cash, although they are supposed to advise you beforehand in places like cafes, etc. Either by verbal
communication or a sign.

If you are buying an item over the counter the seller does have the right to refuse cash
It's the law of "offer and acceptance".
You offer to buy the product, but it is his right to set the terms of payment. It is then your right to either accept or refuse his terms and walk out.

The system stinks, but that is the law.

We do not have a legal right to insist that they accept cash, unfortunately.

 

[DotP]

Here in WA most small businesses charge extra for paying by card and there is very little advertising that says so in the store ? Very frustrating for a former Victorian where that was not the case

 

[Observer]

Whole I agree with you that the system is corruption and I am sick to death of paying these fees, what you're saying is not actually correct.

The law says that the seller does have the right to refuse cash, although they are supposed to advise you beforehand in places like cafes, etc. Either by verbal
communication or a sign.

If you are buying an item over the counter the seller does have the right to refuse cash
It's the law of "offer and acceptance".
You offer to buy the product, but it is his right ro set the terms of payment. It is then your right to either accept or refuse his terms and b walk out.

The system stinks, but that is the lae.

We do not have a legal right to insist that they accept cash, unfortunately.

If they are 'offering' to sell something, for them to get their monies, they need to go along with the purchasers terms or they lose a sale

 

[mylittletibbies]

The Reserve Bank of Australia has proposed removing surcharging on EFTPOS, Mastercard and Visa cards from July 2026. This isn't just tinkering around the edges—it's a complete overhaul of how we pay for things.

The reason for this dramatic shift is simple: the payments ecosystem has changed dramatically since the early 2000s, and imposing fees and surcharges on credit and debit cards no longer works in a predominantly cashless society.
Here's where it gets interesting for anyone who's tired of these sneaky fees. About 90 per cent of small businesses don't currently surcharge and would gain around $185 million in net benefits from the proposed reforms.

For consumers, the benefits are even clearer. They'll avoid surprise fees at checkout, won't need to switch payment methods to dodge surcharges, and won't have to report excessive fees to the Australian Consumer and Competition Commission.

Combined with lower interchange fees, this means consumers should face less friction and more predictable pricing.

What the surcharge ban means for you​

• No more surprise fees when paying with EFTPOS, Visa, or Mastercard
• Estimated savings of $1.2 billion annually for all consumers combined
• Changes expected to take effect from July 2026
• About 90 per cent of Australian businesses will be better off under the new system
  
  Be sure to read this article.
  
  
  

  When bakeries accidentally advertise surcharges as the next best thing

  A Melbourne bakery has inadvertently created the perfect metaphor for how Australians feel about card surcharges—and frankly, it's not a recipe anyone wants to try. A keen-eyed shopper visiting Bakers Delight recently spotted something that would make any customer do a double-take. There...

  seniorsdiscountclub.com.au
  
  Times are changing and for the better

The Reserve Bank of Australia has proposed removing surcharging on EFTPOS, Mastercard and Visa cards from July 2026. This isn't just tinkering around the edges—it's a complete overhaul of how we pay for things.

The reason for this dramatic shift is simple: the payments ecosystem has changed dramatically since the early 2000s, and imposing fees and surcharges on credit and debit cards no longer works in a predominantly cashless society.
Here's where it gets interesting for anyone who's tired of these sneaky fees. About 90 per cent of small businesses don't currently surcharge and would gain around $185 million in net benefits from the proposed reforms.

For consumers, the benefits are even clearer. They'll avoid surprise fees at checkout, won't need to switch payment methods to dodge surcharges, and won't have to report excessive fees to the Australian Consumer and Competition Commission.

Combined with lower interchange fees, this means consumers should face less friction and more predictable pricing.

What the surcharge ban means for you​

• No more surprise fees when paying with EFTPOS, Visa, or Mastercard
• Estimated savings of $1.2 billion annually for all consumers combined
• Changes expected to take effect from July 2026
• About 90 per cent of Australian businesses will be better off under the new system
  
  Be sure to read this article.
  
  
  

  When bakeries accidentally advertise surcharges as the next best thing

  A Melbourne bakery has inadvertently created the perfect metaphor for how Australians feel about card surcharges—and frankly, it's not a recipe anyone wants to try. A keen-eyed shopper visiting Bakers Delight recently spotted something that would make any customer do a double-take. There...

  seniorsdiscountclub.com.au
  
  Times are changing and for the better

Sounds good but they'll probably include the charge in the overall price.

All the benefit goes the businesses way, to the detriment of the customer
Businesses save on insurance as there is a much lower chance of them being robbed
They no longer have to count cash at the end of the day or take it to the bank. Big businesses no longer need to pay people like Armaguard to transport their cash They can claim these card costs on their tax.

We should get a discount for using card.

 

[Caron]

That is why I am still and will be for as long as possible cash only. I have received so many deductions from so many, usually smaller businesses that appreciate cash only. My nails cost $70 on card or $63 cash. Saving an and no fees.

 

[Observer]

Whole I agree with you that the system is corruption and I am sick to death of paying these fees, what you're saying is not actually correct.

The law says that the seller does have the right to refuse cash, although they are supposed to advise you beforehand in places like cafes, etc. Either by verbal
communication or a sign.

If you are buying an item over the counter the seller does have the right to refuse cash
It's the law of "offer and acceptance".
You offer to buy the product, but it is his right ro set the terms of payment. It is then your right to either accept or refuse his terms and b walk out.

The system stinks, but that is the lae.

We do not have a legal right to insist that they accept cash, unfortunately.

Time to write out a cheque for every purchase.
It is neither card nor cash, and cheques are still acceptable LOL

 

[mylittletibbies]

Time to write out a cheque for every purchase.
It is neither card nor cash, and cheques are still acceptable LOL

Banks are even phasing them out.

 

[Luckyus]

My groceries are cardless and my kitchen is cardless?

 

[lynstacker]

As long as there is a sign they legally do not have to accept cash.

Cash is still legal tender

 

[lynstacker]

Blackban the place & send them broke

 

[Observer]

Cash is still legal tender

100% it is