In an age where consumerism is at its peak, and the pressure to keep up with the latest trends can be overwhelming, it's refreshing to hear from someone who takes a more frugal approach to life's everyday necessities. Katrina Matias, a fashion and beauty content creator, has become an online sensation by sharing her secrets on where to save and where to splurge, proving that savvy shopping doesn't mean compromising on quality or style.



Katrina's philosophy is simple: if it does the job, there's no need to overspend. This mantra has resonated with many, as evidenced by the 170k views on her video. It's a message that aligns perfectly with the ethos of the Seniors Discount Club, where we understand the importance of stretching your dollar without sacrificing the things that matter.


Let's delve into Katrina's list of items she goes cheap on and explore why these choices might be wise for our over-60s community as well.



Handwash and body wash top her list. Katrina's practical stance is that as long as these products clean effectively, the brand or price tag is irrelevant. She even suggests that some cheaper options, like those from Dettol and Palmolive, offer antibacterial benefits without the premium cost.

When it comes to fashion, Katrina opts for budget-friendly white T-shirts and jeans. She points out that no matter the price, a white T-shirt won't stay crisp forever. Similarly, she believes that 'denim is denim' and prioritizes fit over brand names, often finding inexpensive jeans that look great.

Toothpaste and phone cases also receive the budget treatment. Katrina humorously remarks that if she's ever caught buying expensive toothpaste, it's a sign she's succumbed to the whims of capitalism. Her approach to phone cases is influenced by her indecisiveness, preferring not to invest heavily in something she'll frequently change.



For skincare, Katrina sticks to a $13 face wash that suits her needs, bypassing the allure of pricier 'boujee' options. She extends this philosophy to shampoo, using Head and Shoulders for a decade without feeling her quality of life has diminished, despite having bleached hair.

Makeup is another area where Katrina finds savings, sticking with the same Maybelline mascara she's trusted since she was 13.

In the comments, her followers have praised her low-maintenance, financially savvy approach, with many agreeing with her choices and calling her a 'financial queen.'



But Katrina doesn't stop there. She also shares items she refuses to splurge on, such as gel nails, work lunches, trendy fashion items, expensive sunglasses, brand new cars, overpriced bikinis, lip balms, and professional makeup services. Her reasoning is practical – these items either lose value quickly, are prone to damage or loss, or simply aren't worth the extra expense.

On the flip side, Katrina does believe in investing in certain things. Gym and fitness classes, coffee, activewear, underwear, bedsheets, quality food and produce, and future purchases like good-quality jewelry and watches make her splurge-worthy list. She views these as investments in her health, happiness, and family legacy.

For our senior readers, Katrina's approach offers valuable lessons. It's important to discern between what's worth the splurge and what's not, especially when living on a fixed income or retirement savings. Investing in your health and well-being, as well as items that offer long-term value, is wise. However, cutting costs on everyday items that don't require luxury branding can free up funds for more significant experiences and purchases.




So, what's your take on Katrina's list? Do you have your own tips for where to save and where to splurge? Share your thoughts and join the conversation with fellow members of the Seniors Discount Club. After all, sharing wisdom is one of the best ways we can help each other make the most of our golden years.