Car theft claims just jumped nearly 60 per cent! Should drivers everywhere be worried?

Car theft is leaving thousands of Australians shaken as new figures reveal one state has surged ahead as the nation’s hotspot.

The staggering rise in claims has drained insurers of hundreds of millions of dollars in just 12 months.

Experts say thieves are becoming more sophisticated—leaving everyday drivers at risk.


Victoria was officially named Australia’s car crime capital, with theft claims climbing by 59 per cent in the past year.

A report by the Insurance Council of Australia (ICA) revealed more than 12,000 cars were stolen across the state, with losses topping $200 million.

The majority of these thefts were concentrated in Melbourne and surrounding metropolitan areas, costing insurers about $183 million.


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Victoria leads nation in rising car thefts. Image source: Facebook/David Sullivan


Nationally, motor theft claims rose by 11 per cent to 30,000, pushing total claim costs to $466 million—an increase of 20 per cent on the previous year.


Source: Facebook/Crime Stoppers Victoria​


While Victoria recorded a sharp surge, other states saw declines.


Queensland posted its largest drop in over a decade, with claims down 11 per cent to 6000 and losses falling by 10 per cent.

Western Australia and South Australia each had a 10 per cent reduction, while New South Wales dropped by 3 per cent.

ICA chief executive Andrew Hall said the figures showed a troubling trend.

'Motor theft claims have been climbing significantly over the last decade, and while they only make up a small part of overall motor claims, this is a growing concern,' he said.

'Everyone pays for car theft, through increased costs of policing, courts and ultimately insurance. We cannot accept this level of car crime as normal in Australia.'

Experts warned that offenders were increasingly using advanced technology to bypass security systems, creating fresh challenges for law enforcement and insurers alike.


Car theft isn’t just hitting the headlines in crime statistics—it’s also playing out in everyday situations that catch people off guard.

One recent case showed how even something as simple as selling a vehicle online can turn into a costly ordeal.

It’s a reminder that thieves aren’t just targeting cars parked on the street, but also exploiting new ways to take advantage of unsuspecting sellers.

Read more: Facebook Marketplace $120,000 car theft turns into seller’s worst nightmare

Key Takeaways
  • Victoria recorded a 59 per cent surge in car theft claims.
  • Losses across the state exceeded $200 million, most in Melbourne.
  • National motor theft claims rose 11 per cent to 30,000.
  • Queensland, WA, SA and NSW all saw declines in theft claims.

If car theft keeps climbing at this pace, how safe will your vehicle really be in the years ahead?
 

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We live in a gated community with cars in locked garages and so far I have never heard of anyone having a car stolen . Living in Victoria must have people on alert all the time. No wonder many are leaving. Read somewhere that people in Victoria don’t feel safe in their own homes, their businesses, taking public transport or even at the shops. Here in WA we are getting a lot of eastern State people and those who I have met are loving their life here.
 
I know it can be difficult to catch thieves that steal cars, especially here in Victoria, but if caught, I would hope they up the punishments to a more harsher sentence to discourage future thefts.
Another most annoying thing about car thefts, is that car insurances keep going up each year due to car thefts and supposed increase of accidents. That's their reasoning behind price increases yearly.
Not like the insurance companies can't afford the payouts but there should also be rewards given back to motorists that have an uneventful year.
 
For those who don't own their own homes, cars are probably the most expensive thing they do own.
Theives of any sort are scavengers who feel entitled to help themselves to other people's property for their own profit. They couldn't give a damn that their actions makes everything more expensive for everybody (including themselves, unless they steal everything they consume as well as things to sell!)
Solutions? Every car being fitted with its own tracking device so it can be located wherever it is driven? BIG BROTHER IS WATCHING YOU. Brainwash thieves (and all criminals) so they learn to abide by society values (BRAVE NEW WORLD).
I'm sorry, I don't have a solution. I was brought up to respect other people's rights, including their rights to own property. But I'm also 70 years old. Teaching kids moral values doesn't seem to happen any more. I'm not convinced this is an improvement.
 
The trouble is it doesn't matter where you live you pay the cost of the high car thefts etc even if you have the lowest. And as they said on the news last night even if the theft rates come down Australia wide insurance costs will not reduce. It's a no win for the consumer.
 
No, not any car thefts here that I know of but, this has not stopped the rising costs of car insurance. Not fair at all.
 
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How about the old steering wheel lock that was the go back in the 70s and 80s. I still have one that has seen 5 cars.
 
How about the old steering wheel lock that was the go back in the 70s and 80s. I still have one that has seen 5 cars.
It's the best, cheapest insutance around. High visibility is a big deterrent.
Of course, it won't stop the morons who deliberately "key" your car when they can't steal it.
 
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