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New to forum Hi everyone, I have been enjoying email subscription for sometime and actually forgot about joining the forum. Really enjoy everything about this group.

Hi Maddy I love this group and your writing style . . It's like reading a note from a friend. How did I find 2021? Initially, all I could think about was finally retiring in February and sooo looking forward to 'me time', 'our time with my husband' and doing some road trips', 'home time'...