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10/10. I would be worried about anyone who was born here who got less than 8. There are no difficult questions in this list, a couple of ambiguous questions maybe, but not difficult.

It's not quite the same thing but it has similar benefits: every week when I have finished my supermarketing I place all my $5 notes, $1 and $2 coins in a wallet in my bedside table. Once a year my husband and I have a weekend away and this covers extras. So far this year I have more than $400...