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Good afternoon everyone. Kathleen here, ( Kath preferred). I have been married to my wonderful husband for 40 years next year. 3 beautiful kids and 5 grandchildren. Still working but looking forward to retirement hopefully in about 5 years. Hoping to buy a caravan and travel Australia. I...

Very handy to know, I will change mine to a credit card with small balance.

Very good to know, mine is linked to my account, I might change it to an alternative account and just transfer enough money to it.