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I have had funeral insurance with IAG for $17 years and despite having contributed more than the final payout figure, when I turned 75, the premiums went from $90 per month to $190 per month. When I enquired as to why the huge jump in the payments I was told that this is how the policy runs...

I live in NSW and have just been caught by the exact same scam. I found this builder on a services platform and he asked for a large deposit due to ‘just starting his own business’. Then the excuses began and we finally asked for our money back. We then got a court order to have his belongings...