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I don't understand people at all. If I don't have money, I don't buy it (except of course my house). I already pay tax on my money. I have NO credit cards. Why would I want to pay interest on credit card debt and the fees and charges on using digital payments too? I use cash all the time unless...

I have worked in IT for 25 years. Having all personal details in one hackable place is a disaster in the making. Example: When they last did the census in this country they used 128-bit encryption to protect it. That is a joke. Children can hack that. Hint: The bigger the number, the harder it...