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There have always been towns that are smaller that have no bank branches and many that do don't accept loan applications. Even in the city the smaller branches do not do loans, you are referred to their larger branch or someone may come out, or online.

The PO deals with 80 different banks and Bendigo IS on the list. It's no big deal, they just go into a different address.

There's over 100 providers, you need to search to find the slowest/cheapest plans. I think the slowest now is 25 plan. Here's a cheap one, but there maybe better ones. https://www.southernphone.com.au/

And NBN have stated that the price is not changing. You could also go to a slower plan with lower price.

If you currently have FTTP, which is required to get the high speeds, you likely have a suitable modem/router as well. Gold plated cables, overkill, this is not life or death stuff, it's just internet and will work good enough in most situations where high speeds are possible.

Price rise? Can you read? Try again.

Labour lie? The roll-out was slowed by the Liberals, Tony Abbott and Malcolm Turnbull. Seems your memory is failing you. And you do have fast internet access by using satellite services.

If you're an "Aussie battler" the increase deeming rate has no affect on you.

Who are "they" you mentioned? NOT the government, a private business that deals in property and their head person said. Do you really think everytime a business puts out a brain fart that the government does it? Absolutely not. Too many people hear/read something and accept it as a done deal.

It will INCREASE as normal in September.

Credit cards are unsecured loans. Do not overdraw them, do not be late paying them. If you can't afford to run a credit card do not have one, use your own money.

It does, all the information is available online or can be posted out to you.

So, plenty of people get massive increases when working, many don't. You are not working, you are getting a pension, a payment just because you're alive.

SHOP AROUND, EVERY YEAR, DO NOT JUST ACCEPT THE RENEWAL AMOUNT

Maybe you need a better calculator, or just push the correct buttons.

If you don't want the electricity rebate pass it to me. The retirement age is still 67, where do you get 70.

1 child??? You do know that the population is NOT increasing enough, that's why immigration is high. We have an aging population, in years to come we won't have enough workers to provide tax for the older population. There has never been a suggestion that there will be a restriction on child...

There are two different tests that are applied when getting a pension. The Assets Test (that you mentioned) and the Income Test. I guess you understand the Assets Test, add up all your assets, money, car, boat, artwork, whatever, (not home) and if under those figures you posted you could get the...

Wow, so you inconvenienced yourself because you couldn't wait a few minutes, hahaha.

Read the article again, that was what happened when self service started years ago and that was just THAT staff member, it was never required.