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My thoughts too.

The low deposit scheme for FHB is not new and has been going since 2020. All that's happened is lifting the purchase price maximums. Stating that it doesn't matter what they earned is misleading and makes no sense because banks will lend based on their incomes and borrowing capacity ... so it...

My first job was commission based, selling subliminal tapes for weight loss or giving up smoking. Many people thanked me and said they worked but there i was selling tapes with sounds of the ocean with some messages apparently being sent to the subconscious mind, bypassing the conscious mind...