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I don't see a problem with this at all. I think it's safer having to use your physical card to use an ATM. If people have more then one account, why can't they just transfer monies via internet banking from one account to the other being the one used for spending. That solves the problem of...

Thank you so much. I always put my dishwasher on overnight to help with power costs. I definately won't be doing this again. Much thanks and appreciation. So sorry about your incident. Thank goodness nobody was injured.