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I usually start looking for ideas for Christmas presents around this time of year as I hate leaving til the last minute and then not being able to find what I want.

Changing providers quite often isn't as simple as you think, and in general most will only offer a "honeymoon" deal just to suck you in as is often the case with other utility bills. As for being transparent....have found that you don't always get informed about the changes in supply charges...

No. I don't care what the so called experts say/think. If you fully eradicate cash and technology fails, has an outage etc. there is no plan B to pay for goods/services....where then does that leave retailers etc??

Hello from Adelaide Hi, I'm a newbie to the group. I'm 62 from Adelaide, SA Thank you for letting me join! Vanessa