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I also have paid off my mortgage (rates were 13% when I purchased my 1st home and dropped to 9% over time). Now I need to earn interest on my savings, so with the cuts to the interest rates are good for mortgage holders they aren't good for me.

We haven't had a missed delivery from Aus Post, but we have received parcels from other companies and they don't even knock, they just leave the parcel on the door step or near the door and leave. We had others (that we watched) and the threw the package and left. I don't think they realised we...