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Newbie Hi Everyone. My name is Annely and I live on the northern end of the Central Coast in NSW. I love the beaches up here because they are not as populated as they are further south. I’m retired and do nothing but relax these days. My daughters live just over an hour away and I often...

The best advice I ever received was “Never wait until you can afford a house, borrow as much as you can to buy the biggest and best”. Years later I understand why.