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NEVER pay by bank transfer. I have had my credit card (Wespac) scammed three times, though not online. Once by a purchase over the phone from a store in Perth (I live in Toowoomba) and within 3 days more than $1000.00 had been charged to my credit card at a zoo in Stockholm, Sweden (Xbox...

There is a 100% safe way. Get an Australia Post pre-paid mastercard. It is not linked to any bank account. You load it with however much you can risk (it is basically a debit card). Ideal for shopping on the net, but best of all is PayPal. If you get scammed you get your money back from PayPal...