The fees the consultants charge, and you don't get the return on the investment—this is different from the days when you were getting a 16-17% return on investment.
Would not go anywhere near any form of aged care, retirement villages or nursing homes...they're nothing but money-making scams.
Have had experience with both regarding my mother.
The owner of the village she was in and his wife were on million-dollar salaries....
Haven't eaten beef for 40-50 years, and anything that is bought is frozen in portions, so nothing goes to waste. When it comes to meal times, I have a choice of different meals.
Shopping is done with a list of what I need, nothing more.
Just means a cutback on the mobile A/C. After threatening to close my account with a certain Telco, I got my bill from $364 to $130, plus 2 new phones, plus an inclusion of WIFI internet. Stick it into them..Aussies roll over too quickly.
They don't drag it out with me... my divorce cost me next to nothing, and it was all over red rover within 2 weeks. I told the lawyer representing my case to tell me what the outcome was to be, and I said, "Go for it"