Don't reschedule your appointments - if it clashes with your schedule ask that it be made when you are free. These people need to be accommodating - peaceful enjoyment comes to mind re: property.
Yes I was 36 and was told I was too old for a job in Superannuation!
When I was 52 I started my own business in accounting and retired at 71 - best thing I ever did.
Yes agree - that is what I do and it works for us as well - and when I get $ 10 I might leave sit for a while until I have a big shop - then it comes in handy.
I solved our problems by getting a PO Box and Parcel Collect facility - it is surprising how many businesses will not send to PO boxes - why ? - at least it is safe.