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And one more thing. While Fred and Mary Battler are unable to draw from super to fund a house deposit, Jack Rich is able to draw from super to buy an investment property to rent to Fred and Mary Battler at a crippling rent rate, claiming not just superannuation tax concessions but also all the...

And thank you for your thoughtful reply. But the fact is that there are a great many out there who DO have super (because it is compulsory for their employer to pay it) and yet have not been able to save a home deposit. Or have suffered a crisis and lost their savings or investments. One...

Good for you. I could tell a very different story but one that shows equal discipline and common sense - and a bit of luck - and has a similar ending. But that's not everyone's story. There are folk who go into business and don't succeed and lose everything. There are folk who divorce and lose a...

Increased automation and computerization is making cars more dangerous. We have noted that drivers are starting to rely on the car to tell them when they are too close to an obstacle or there is a vehicle in their blind spot, instead of taking sensible precautions and developing driver skill...

Can we please stop parroting nonsense without thinking and actually apply some logic? Option 1: Let Bob and Mary (aged 30) access $200K of their super as a deposit on a modest home. Accommodation costs reduce over the next 37 years due to not paying ever-increasing rent. They CAN, if they...

Nobody is talking about sacrificing super for a house. The proposal is to assist people to secure the MOST BENEFICIAL RETIREMENT AID THERE IS and the aid MOST LIKELY TO REDUCE RELIANCE ON TAXPAYERS IN RETIREMENT. Superannuation is CRAP if you don't own a home. And anyway, you can drain the whole...

A home is the most essential component for a comfortable retirement. To force people to lock up money in super when they can't afford a home is to RUIN their retirement completely. The folk who are comfortably retired, even without having super, are those who bought homes early in their lives...

People ranting on about super being for retirement aren't thinking! You can buy six homes with super as long as you don't live in any of them. And the taxpayer will effectively subsidize your purchase with concessional tax rates on super. You can also buy a home on retirement with super, using...

I don't think you read what I said! The burden on taxpayers is REDUCED by someone owning a home, not increased. Extra in super is NOT a benefit if paying rent. Nothing to do with mcmansions or 2 cars. It's about a roof over one's head without having to pay out nearly all of one's income in rent...

If they are stupid, they will be pensioners in retirement anyway. For goodness sake, why can't we let the smart people manage their money the smart way - buying a home FIRST and THEN saving for retirement. Or do we really need to force all battlers into poverty just because SOME people are stupid?

Super CANNOT EVER replace the pension, and if paying into super means people don't have access to enough income to buy a home, then they are going to be far WORSE OFF in retirement because of super. It's a stupid idea to suggest saving for retirement is more important than buying a home. It is...

Superannuation was introduced by reducing wage increases and tax cuts, so everyone had LESS money to spend on a home. It's a scam. It can NEVER fund retirement for battlers. And if paying into super deprives them of the money they need to buy a home, it's a bad deal. A home is far more...

So you would rather the taxpayer fund rent assistance? Or fund a higher aged pension because people had to wait until retirement to buy a home at 10 times the price they could have purchased it if allowed to access some of their super sooner? Sorry, you are not making sense! Nobody is asking...

So you think people should be forced out of their homes, after they paid tax all their lives, while you continue to enjoy a handout from their children who are still paying tax? Just because someone's home has inflated in value over the years - either from them working hard to renovate and...

Do folk who oppose using super to buy a home realise that you can do that now, PROVIDED you don't live in the home? You can buy as many investment homes with super as you wish, even borrowing in your super fund to do it. But don't dare presume to buy a home for your family to occupy. No. That...

People should not have to live ''close to 'squalor'' to buy a home, and it isn't healthy for a parent to work and live as you say you did while raising children. Superannuation only existed in the 70s for people in selected occupations. Yet folk who never enjoyed the benefit of super managed to...

A thrifty person wouldn't consider using disposable nappies - for swimming or otherwise. This mother is NOT thrifty at all. And putting urine-soaked nappies in with other clothing? Yuk! Disgusting. As is putting any disposable product in a washing machine. Mrs Not-thrifty might end up with a big...

Fuel prices are high because of TAXES. It's the government to blame. And the government can fix it easily by simply reducing TAXES. This BS from Miles is typical of Labor stupidity, and it shouldn't surprise anyone that Miles is peddling nonsense. He's desperate because he knows Labor has ruined...

We could increase investment in new homes if we had proper regulation of builders and building trades. Check out the FB page ''Exposing Dodgy Builders''. It's disgusting how many people trying to get a home built are destroyed by dishonest and shoddy builders and tradespeople, and regulators do...