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The silent generation When I have something useful to say, I'll say it. Otherwise I'll shut up. Congrats to the editorial team on the effort they put into the newsletters.

The Bendigo Bank (Bendigo and Adelaide Bank these days) came up with a solution when they launched their Community Bank scheme. Here in the Bass Coast Shire the big four banks were closing branches all over the place about 15 years ago. There are now 3 Community Banks across the shire (as well...