When it comes to money, most of us have been taught to squirrel away what we can for a rainy day—whether it’s for an unexpected bill, a dream holiday, or simply peace of mind. But one young Aussie has thrown that rulebook out the window, and his unconventional approach to finances has the internet in a spin.

In a recent street interview with finance app Coposit, a 27-year-old man confidently declared that he doesn’t have any savings at all. His reason? He prefers to put his faith in the universe, rather than a bank account. ‘Money is an idea that allows people to do what they want with their time,’ he explained. ‘Most people stress about the value that they have at a specific time in their life. I like to think about myself as less of a member of society and more a member of nature and the universe.’



If you’re scratching your head, you’re not alone! The man went on to share his celestial financial plan: ‘I trust in the sun, I trust in the moons and all the planets, and if they’re doing their job, I know they’re going to be looking after me because we’re all part of that greater scheme.’

Despite his cosmic confidence, he still has ambitions to buy a home big enough to suit his needs—though he didn’t elaborate on how the planets might help with a deposit!




The video quickly went viral, with Aussies from all walks of life chiming in. Some were inspired by his carefree attitude, with one commenter noting, ‘He looks happier than most people.’ Another said, ‘This man is incredibly wise. The younger generations are a lot wiser than the older it seems.’ Others took a more practical view, suggesting he must have wealthy parents or was simply joking. ‘Even squirrels stock up on acorns as savings for the winter,’ one person pointed out. Another added, ‘This guy is going to have to work until the day he dies.’

The debate highlights a growing divide in attitudes towards money and savings, especially between generations. According to Finder’s Consumer Sentiment Tracker, the average Australian had $42,968 in savings as of May. But the reality is that 38 per cent of Aussies have less than $1,000 set aside, and young people are the least likely to have a financial safety net. Gen Z, for example, averages $24,902 in savings, but half of them have less than $1,000 in the bank.

So, what’s behind this shift? For many younger Australians, the dream of home ownership feels increasingly out of reach, with soaring property prices and the cost of living putting pressure on even the most diligent savers. Some are choosing to live for the moment, prioritising experiences and wellbeing over building up a nest egg. Others simply feel that saving is a luxury they can’t afford.



But is relying on the universe a wise financial strategy? While there’s something to be said for not letting money worries rule your life, most experts agree that having some savings set aside is essential—especially as we get older and unexpected expenses crop up more frequently. Medical emergencies, home repairs, or even a broken-down car can quickly turn into a major headache if you don’t have a financial buffer.

For our Seniors Discount Club members, many of whom have spent decades working hard and saving for retirement, this new attitude might seem baffling—or even a little reckless. But it’s also a reminder that everyone’s relationship with money is different, shaped by their experiences, values, and the times they live in.

At the end of the day, whether you’re a cosmic optimist or a cautious saver, the most important thing is to find a balance that works for you. Maybe you keep a little emergency fund tucked away, but also make time to enjoy life’s simple pleasures. Or perhaps you’ve found your own unique way to feel secure—whether that’s through family, community, or, yes, even the alignment of the planets!

You can watch the video below:


We’d love to hear your thoughts, members! Do you think this young man is onto something, or is he setting himself up for trouble down the track? Have your own attitudes towards saving changed over the years? Share your stories and advice in the comments below—let’s get the conversation started!