Life is like trying to teach a race horse how to win
Run, run, run, run, run.... Run, run, run, run, run....Win
Thanks to Ladbrokes for that priceless piece of information
It has always been more expensive to do transactions over they counter because ATMs don't earn a wage whereas it costs a lot more to employ a teller...
37 years ago (in New Zealand) it cost around $5.50 for a teller just walk up to the counter and say hello... before processing the transaction...