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This could be a wide variety of animals but if, as it would appear, speed is of the essence then I would guess at:

A Spider
 
The obvious answer is a spider, but a lot of animals build homes without tools, birds nests, beaver dams, rabbit warrens, even fish build homes. The question is what is considered fast, it is all relative. In the life of a tree building a beaver dam is a flash in time.
 
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