Dennis R's Morning Joke. You are so dumb you saw a poster outside a police station that said Man wanted for Robbery and you went in and applied for the job.
Each morning when the bank is open I check my account to see what has gone out or what has come in and record them in an exercise book, I pay all my bills by direct debit and used to have 1 account until one day a bank employee said why don't you open another account Keep a certain amount to pay...